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  5. Ridgeway Rd

477 Ridgeway Rd, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 477 Ridgeway Rd, Saint Augustine, FL 32080 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 2019
Square Footage3,261 sqft Living Area
Lot Size18,730 sqft (0.43 acres)
OccupancyOwner Occupied
Last Sale$998,797 (2019)
Tax Bill$20,047.00 (2025)

Property Details

APN / Parcel Number

Primary APN164161-0620

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures18 Plumbing Fixtures
Building Area3,261 sqft Living Area
Gross Area4,425 sqft Gross Area
1st Floor2,045 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialConcrete Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area18,730 sqft (0.43 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area598 sqft Garage
Porch Area566 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address477 RIDGEWAY RD
CitySAINT AUGUSTINE
StateFL
Zip32080-0060
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description86/37-40 RIDGE AT ST AUGUSTINE BEACH LOT 61 & 62 OR4786/714 & 5254/1376 & 1377
Legal Range30E
Legal Township07S
Legal Section34
Legal SubdivisionRIDGE AT ST. AUGUSTINE BEACH
Legal Block1
Legal Lot Number62
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup1
Census Block1008
Census Tract21409

Owner

Source: St. Johns County records · APN 164161-0620

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address477 RIDGEWAY RD, SAINT AUGUSTINE, FL 32080-0060
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
BBVA USA
May 03, 2021Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
May 03, 2021Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Aug 28, 2019Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM)
BBVA USA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 28, 2019 · Amount on Record
Deed SaleAug 28, 2019 · Amount on Record
Deed Doc Number201963933
Deed Book / Page4786 / 714
Last Transfer DateDec 29, 2020
Transfer Doc0052541377
Record RefreshedJun 08, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address477 RIDGEWAY RD, SAINT AUGUSTINE, FL 32080-0060
Transaction TypeMortgage
Record UpdatedMay 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address477 RIDGEWAY RD, SAINT AUGUSTINE, FL 32080-0060

Mortgage

Document Number0050461041
DateSep 18, 2020
Book Page5046/1041
Instrument2020080401
Lender
NameBBVA USA
TypeBank
AddressBIRMINGHAM, AL 35233
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 01, 2035

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOHNS FL
Recording DateMay 03, 2021
Property Address477 RIDGEWAY RD, SAINT AUGUSTINE, FL 32080-0060
Document Number0052541377
Book / Page5254 / 1377
Map ReferenceMB 4411 PG 1713
Instrument DateDec 29, 2020
Instrument2021049325
Transaction TypeTransfer
Record UpdatedSep 08, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address477 RIDGEWAY RD, SAINT AUGUSTINE, FL 32080-0060

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOHNS FL
Recording DateMay 03, 2021
Property Address477 RIDGEWAY RD, SAINT AUGUSTINE, FL 32080-0060
Document Number0052541376
Book / Page5254 / 1376
Map ReferenceMB 86 PG 37-40
Instrument DateDec 29, 2020
Instrument2021049324
Transaction TypeTransfer
Record UpdatedFeb 12, 2024
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address477 RIDGEWAY RD, SAINT AUGUSTINE, FL 32080-0060

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateAug 28, 2019
Property Address477 RIDGEWAY RD, SAINT AUGUSTINE, FL 32080-0060
Document Number0047860714
Book / Page4786 / 0714
Map ReferenceMB 86 PG 37-40
Instrument DateAug 23, 2019
Instrument2019063933
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanyBARTLETT TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$6,991.60
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address930 3RD ST, 930, NEPTUNE BEACH, FL 32266-5020

Transferred To (Grantee/Buyer)

NameVerified Name
Address477 RIDGEWAY RD, SAINT AUGUSTINE, FL 32080-0060

Mortgage

Document Number0004786716
DateAug 28, 2019
Instrument4786/716
Lender
NameBBVA USA
TypeBank
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueSep 01, 2049
Interest
Rate TypeAdjustable Rate
Rate3.37%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateSep 01, 2029
Change FrequencyAnnually
Min Rate At Change2%
Max Rate At Change8.37%
Index1-Year LIBOR
Margin2
Max Rate8.37%

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
MunicipalitySt. Augustine Beach City
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,278,105 (+2.7%)$1,731,410 (-3.8%) Land $670,000 Building $1,061,410
2025$20,047.00 (+8.96%) Homeowner's exemption$1,244,503 (+5.99%)$1,799,777 (+0.03%) Land $670,000 Building $1,129,777
2024$18,398.00 (+2.47%)
2023$17,955.00 (+42.94%) Homeowner's exemption$1,174,204 (+44.12%)$1,799,188 (+74.02%) Land $670,000 Building $1,129,188
2022$12,561.00 Homeowner's exemption$814,761$1,033,872 Land $319,200 Building $714,672

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
CoastalYes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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