477 Ridge Line Dr, Lakeside, MT 59922 Property Records

Flathead County property record for 477 Ridge Line Dr, Lakeside, MT 59922

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 2,356 sqft · built 2025
Lot Size	17.7 acres (773,626 sqft)
Owner	2 Individual Names on File
Last Sale	$379,700 (Dec 2020)
Tax Bill	$11,510 (2026)
Deeds & Mortgages	Nov 2021 Construction Loan Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0770780`

Property Details

APN / Parcel Number

Primary APN	`R0770780`
Alternative APNs	`07-3705-19-3-04-15-0000` `0000501928`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,356 sqft Living Area
1st Floor Area	2,356 sqft
Basement Area	2,030 sqft
Finished Basement	2,030 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Shed Roof
Roof Material	Metal
Lot Area	773,626 sqft (17.7 acres)
Terrain	Steep
Garage Type	Mixed
Garage Area	3,174 sqft
Porch	Slab
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	0000501928
Street Address	477 RIDGE LINE DR
City	LAKESIDE
State	MT
Zip	59922-9762
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	EAGLE DEVELOPMENT PH 3, S19, T26 N, R20 W, LOT 29, ACRES 17.76, CS 21757-L29
Legal Range	20W
Legal Township	26N
Legal Section	19
Legal Subdivision	EAGLE DEVELOPMENT PH 3
Legal Lot Number	29
Jurisdiction	FLATHEAD MT
Township / Civil Division	LAKESIDE-SOMERS
Census Block Group	3
Census Block	3008
Census Tract	1402

Owner

477 Ridge Line Dr, a rural home, is owned and occupied by two individuals who bought it in December 2020.

Source: Flathead County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	477 RIDGE LINE DR, LAKESIDE, MT 59922-9762
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Deed of Trust, Mortgage · Construction Mortgage FIRST INTERSTATE BANK
Dec 31, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST INTERSTATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2020 · Amount on File
Deed Sale	Dec 31, 2020 · Amount on File
Deed Document Number	202044343
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	477 RIDGE LINE DR, LAKESIDE, MT 59922-9762
Transaction Type	Mortgage
Record Updated	Dec 8, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100040685
Date	Nov 23, 2021
Instrument	202100040685

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	KALISPELL, MT 59904

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Dec 31, 2020
Property Address	477 RIDGE LINE DR, LAKESIDE, MT 59922-9762
Document Number	202000044343
Instrument Date	Dec 22, 2020
Instrument	202000044343
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF FLAT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2178 JOHN DEVVITT PLACE, ALPINE, CA 91901

Mortgage

Document Number	202000044344
Date	Dec 31, 2020
Instrument	202000044344

Lender

Name	FIRST INTERSTATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	73 Months
Due	Jan 1, 2027

Tax Assessment & Valuation

The 2026 property tax bill for 477 Ridge Line Dr was $11,510.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Somers Elementary School District (PK - 08)
Secondary School District	Flathead High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,510.00	$2,283,909
2025			$2,283,909 Land $225,549 Building $2,058,360
2023	$14.00	$9,181	$10,538 Land $10,538

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 477 Ridge Line Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 477 Ridge Line Dr is high, ranking above 75% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 59% of Montana
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESIDE WATER SYSTEM serves 1,225 people · EPA ID MT0000266
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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