477 Rice Rd, Morehead, KY 40351 Property Records

Rowan County property record for 477 Rice Rd, Morehead, KY 40351

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,554 sqft · built 2005
Owner	Individual Name on Record
Last Sale	$205,000 (Jun 2022)
Tax Bill	$1,715 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Nov 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`019-00 00 017.04`

Property Details

APN / Parcel Number

Primary APN	`019-00 00 017.04`
Alternative APNs	`9198` `6855` `7258`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,554 sqft Living Area

Exterior

Year Built	Built 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	7258
Street Address	477 RICE RD
City	MOREHEAD
State	KY
Zip	40351-8736
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE AND LOT #4 GREENFIELD EST
Legal Subdivision	GREENFIELD ESTATES
Legal Lot Number	4
Jurisdiction	ROWAN KY
Township / Civil Division	MOREHEAD
Census Block Group	3
Census Block	3016
Census Tract	950201

Owner

Source: Rowan County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	477 RICE RD, MOREHEAD, KY 40351-8736
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2022	Deed, Transfer · FHA Mortgage ARK-LA-TEX FINANCE SERVICES LLC
Nov 30, 2020	Warranty Deed, Transfer · FHA Mortgage POLARIS HOME FUNDING CORP
Jan 6, 2020	Warranty Deed, Transfer · Conventional Mortgage POLARIS HOME FUNDING CORP
Feb 1, 2019	Special Warranty Deed, Transfer
Jan 7, 2019	Commissioner's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2022 · Amount on Record
Deed Sale	Jun 15, 2022 · Amount on Record
Prior Sale	Nov 30, 2020 · Amount on Record
Deed Document Number	2017410
Deed Book / Page	D284 / 442
Record Updated	Jun 8, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Jun 15, 2022
Property Address	477 RICE RD, MOREHEAD, KY 40351-8736
Document Number	00D284/442
Book / Page	D284 / 442
Map Reference	CAB 1 SL 772
Instrument Date	Jun 10, 2022
Instrument	2017410
Transaction Type	Transfer
Record Updated	Nov 18, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$205.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	250 SAYRE DR, MOREHEAD, KY 40351-7088

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	477 RICE RD, MOREHEAD, KY 40351-8736

Mortgage

Document Number	0002017411
Date	Jun 15, 2022
Instrument	2017411

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Mortgage

Document Number	00A450/392
Date	Jun 15, 2022
Book Page	A450/392
Instrument	2017412

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2032

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN KY
Recording Date	Nov 30, 2020
Property Address	477 RICE RD, MOREHEAD, KY 40351-8736
Document Number	00D277/740
Book / Page	D277 / 740
Instrument Date	Nov 20, 2020
Instrument	2007411
Transaction Type	Transfer
Record Updated	Nov 18, 2025
Title Company	IMAG TITLE LLC, INAG TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$174.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	477 RICE RD, MOREHEAD, KY 40351-8736

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	477 RICE RD, MOREHEAD, KY 40351-8736

Mortgage

Document Number	0002007412
Date	Nov 30, 2020
Instrument	2007412

Lender

Name	POLARIS HOME FUNDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN KY
Recording Date	Jan 6, 2020
Property Address	477 RICE RD, MOREHEAD, KY 40351-8736
Document Number	00D274/473
Book / Page	D274 / 473
Map Reference	CAB 1 SL 772
Instrument Date	Dec 30, 2019
Instrument	2003252
Transaction Type	Transfer
Record Updated	Nov 18, 2025
Title Company	IMAG TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$157.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8438 W US HIGHWAY 60, OLIVE HILL, KY 41164-7854

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	477 RICE RD, MOREHEAD, KY 40351-8736

Mortgage

Document Number	0002003253
Date	Jan 6, 2020
Instrument	2003253

Lender

Name	POLARIS HOME FUNDING CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

February 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ROWAN KY
Recording Date	Feb 1, 2019
Property Address	477 RICE RD, MOREHEAD, KY 40351-8736
Document Number	00D270/565
Book / Page	D270 / 565
Map Reference	CAB 1 SL 772
Instrument Date	Jan 25, 2019
Instrument	412714
Transaction Type	Transfer
Record Updated	Nov 18, 2025

Transaction

Amount	Amount Recorded
Tax	$115.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9380 EXCELSIOR BLVD, HOPKINS, MN 55343-3444

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8438 W US HIGHWAY 60, OLIVE HILL, KY 41164-7854

January 2019: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	ROWAN KY
Recording Date	Jan 7, 2019
Property Address	477 RICE RD, MOREHEAD, KY 40351-8736
Document Number	00D270/343
Book / Page	D270 / 343
Map Reference	CAB 1 SL 772
Instrument Date	Nov 16, 2018
Instrument	412375
Transaction Type	Foreclosure
Record Updated	Nov 18, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4801 FREDERICA ST, OWENSBORO, KY 42301-7441

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,715.00 (-1.78%)	$205,000 (-) Land $20,000 Building $185,000	$205,000 (-) Land $20,000 Building $185,000
2023	$1,746.00	$205,000 Land $20,000 Building $185,000	$205,000 Land $20,000 Building $185,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	9 (2002–2015)
Most Recent Claim	May 2015 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2015 · 2 claims Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 4 claims Severe Storms And Flooding, Mar 2002 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 66% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375
Water Source	Purchased surface water from MOREHEAD UTILITY PLANT BOARD
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

477 Rice Rd, Morehead, KY 40351 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2022: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Mortgage

Lender

Agreement

November 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2019: Special Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

January 2019: Commissioner's Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Rice Rd

Nearby Streets

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