477 Renfro Rd, Green Mountain, NC 28740 Property Records

Mitchell County property record for 477 Renfro Rd, Green Mountain, NC 28740

Property Summary

Property Type	Single Family Home
Details	672 sqft · built 1972
Lot Size	1.36 acres (59,242 sqft)
Owner	2 Individual Names on Record
Tax Bill	$530 (2026)
Deeds & Mortgages	Apr 2022 Mortgage Apr 2022 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0835-00-17-8328`

Property Details

APN / Parcel Number

Primary APN	`0835-00-17-8328`
Alternative APNs	`9901347000` `009901347` `555785850`

Interior

Stories	1 Story
Building Area	672 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	59,242 sqft (1.36 acres)

Utilities, Heating & Cooling

Heating System	Gravity Furnace

Location & Zoning

Account Number	555785850
Street Address	477 RENFRO RD
City	GREEN MOUNTAIN
State	NC
Zip	28740-7739
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	MITCHELL NC
Township / Civil Division	BRADSHAW
Census Block Group	2
Census Block	2012
Census Tract	950100

Owner

Source: Mitchell County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	477 RENFRO RD, GREEN MOUNTAIN, NC 28740-7739
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2022	Deed of Trust, Mortgage · Commercial Mortgage WACHOVIA BANK NA
Apr 25, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage WACHOVIA BANK NA
May 6, 2025	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Sep 29, 2023	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MITCHELL NC
Property Address	477 RENFRO RD, GREEN MOUNTAIN, NC 28740-7739
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000643/690
Date	Apr 28, 2022
Book Page	643/690
Instrument	2022001528

Lender

Name	WACHOVIA BANK NA
Type	Bank
Address	ROANOKE, VA 24022

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	136 Months
Due	Aug 13, 2033

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MITCHELL NC
Property Address	477 RENFRO RD, GREEN MOUNTAIN, NC 28740-7739
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000643/116
Date	Apr 25, 2022
Book Page	643/116
Instrument	2022001176

Lender

Name	WACHOVIA BANK NA
Type	Bank
Address	CHARLOTTE, NC 28288

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	136 Months
Due	Aug 13, 2033

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL NC
Recording Date	May 6, 2025
Property Address	477 RENFRO RD, GREEN MOUNTAIN, NC 28740-7739
Document Number	000678/282
Book / Page	678 / 282
Instrument Date	Mar 19, 2025
Instrument	2025000709
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3614 LYNN RD, RALEIGH, NC 27613-3833

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	477 RENFRO RD, GREEN MOUNTAIN, NC 28740-7739

Mortgage

Document Number	2025000710
Date	May 6, 2025
Instrument	2025000710

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2045

Interest

Rate Type	Adjustable Rate
Rate	6.15%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2030
Change Frequency	5 Years
Min Rate At Change	4.15%
Max Rate At Change	8.15%
Index	5-Year TN
Max Rate	12.1%

September 2023: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MITCHELL NC
Recording Date	Sep 29, 2023
Property Address	477 RENFRO RD, GREEN MOUNTAIN, NC 28740-7739
Document Number	000662/280
Book / Page	662 / 280
Map Reference	DOC 2022001560
Instrument Date	Aug 11, 2023
Instrument	2023001953
Transaction Type	Foreclosure
Record Updated	Oct 17, 2025

Transaction

Amount	Amount Recorded
Tax	$130.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3614 LYNN RD, RALEIGH, NC 27613-3833
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Mitchell County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Mitchell County
Unified School District	Mitchell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$530.00	$82,900 (-) Land $23,600 Building $59,300
2025	$530.00 (+1.53%)	$82,900 (-) Land $23,600 Building $59,300
2023	$522.00	$82,900 Land $23,600 Building $59,300	$82,900 Land $23,600 Building $59,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1995)
Most Recent Claim	Jan 1995 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 79% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
French Broad EMC Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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