Essex County and Methuen City property record for 477 Prospect St, Methuen, MA 01844
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,495 sqft · built 1920 |
| Lot Size | 0.465 acres (20,242 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $315,500 (Sep 2014) |
| Tax Bill | $8,825 (2026) |
| Deeds & Mortgages | Jan 2022 Line of Credit Jun 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13604 |
| Primary APN | 13604 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,495 sqft Living Area |
| Gross Area | 6,098 sqft |
| Basement Area | 1,302 sqft |
| Unfinished Basement | 1,302 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Slate |
| Lot Area | 20,242 sqft (0.465 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Pool Type | In-Ground Pool |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 13604 |
|---|---|
| Street Address | 477 PROSPECT ST |
| City | METHUEN |
| State | MA |
| Zip | 01844-7511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Block | 98 |
| Legal Lot Number | 7 |
| Jurisdiction | METHUEN MA |
| Township / Civil Division | METHUEN TOWN |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 252501 |
477 Prospect St is owned and occupied by two individuals who bought it in September 2014.
Source: Essex County and Methuen City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 477 PROSPECT ST, METHUEN, MA 01844-7511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 19, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Jun 9, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NEW FED MORTGAGE CORP |
| Jun 27, 2024 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) LOWELL COMMUNITY LOAN FUND INC |
| Aug 23, 2017 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 26, 2014 · Amount on File |
| Deed Sale | Sep 26, 2014 · Amount on File |
| Prior Sale | Mar 16, 1992 · Amount on File |
| Deed Book / Page | 13991 / 216 |
| Transfer Doc | 013991-216 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | METHUEN MA |
| Property Address | 477 PROSPECT ST, METHUEN, MA 01844-7511 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|
| Document Number | 017315-147 |
|---|---|
| Date | Jan 19, 2022 |
| Book Page | 17315/147 |
| Instrument | 1467 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 289 Months |
| Due | Feb 1, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | METHUEN MA |
| Property Address | 477 PROSPECT ST, METHUEN, MA 01844-7511 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|
| Document Number | 016970-125 |
|---|---|
| Date | Jun 9, 2021 |
| Book Page | 16970/125 |
| Instrument | 19087 |
| Name | NEW FED MORTGAGE CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | METHUEN MA |
| Property Address | 477 PROSPECT ST, METHUEN, MA 01844-7511 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 018025-315 |
|---|---|
| Date | Jun 27, 2024 |
| Book Page | 18025/315 |
| Instrument | 10278 |
| Name | LOWELL COMMUNITY LOAN FUND INC |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | METHUEN MA |
| Property Address | 477 PROSPECT ST, METHUEN, MA 01844-7511 |
| Document Number | 15223-328 |
| Book / Page | 015223 / 000328 |
| Instrument Date | Aug 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2017 |
| Name | Verified Name |
|---|
| Document Number | 15223-328 |
|---|---|
| Date | Sep 15, 2017 |
| Book Page | 015223/000328 |
| Instrument | 23930 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 477 Prospect St was $8,825, up 3.2% from the year before.
Source: Essex County and Methuen City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Methuen City |
| Unified School District | Methuen School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,825.00 (+3.23%) | $848,600 (+5.02%) Land $237,500 Building $611,100 | $710,244 (+5.79%) |
| 2025 | $8,549.00 (+1.57%) | $808,000 (+4.26%) Land $237,500 Building $570,500 | $671,365 |
| 2024 | $8,417.00 (+6.52%) | $775,000 (+14.75%) Land $216,700 Building $558,300 | |
| 2023 | $7,902.00 | $675,400 Land $192,600 Building $482,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 477 Prospect St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 units insured incl. 2 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 477 Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | METHUEN WATER DEPT serves 53,059 people · EPA ID MA3181000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 678 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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