477 Pelletier Loop Rd, Swansboro, NC 28584 Property Records

Carteret County property record for 477 Pelletier Loop Rd, Swansboro, NC 28584

Property Summary

Property Type	Single Family Home
Details	3,360 sqft · built 2024
Lot Size	7.57 acres (330,011 sqft)
Owner	2 Individual Names on Record
Last Sale	$135,000 (Nov 2020)
Tax Bill	$2,581 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5376.03.43.4019000`

Property Details

APN / Parcel Number

Primary APN	`5376.03.43.4019000`
Alternative APNs	`544445` `70091`

Interior

Building Area	3,360 sqft Heated Area
Gross Area	3,900 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Lot Area	330,011 sqft (7.57 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	70091
Street Address	477 PELLETIER LOOP RD
City	SWANSBORO
State	NC
Zip	28584-7473
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 LARRY T WATSON
Legal Subdivision	LARRY T WATSON
Legal Block	43
Legal Lot Number	3
Jurisdiction	CARTERET NC
Township / Civil Division	WHITE OAK
Census Block Group	3
Census Block	3009
Census Tract	970801

Owner

Source: Carteret County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	659 WESTWOOD CT, SWANSBORO, NC 28584-8677
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2020 · Amount on Record
Deed Sale	Nov 13, 2020 · Amount on Record
Deed Document Number	20201695396
Deed Book / Page	1695 / 396
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Nov 13, 2020
Property Address	477 PELLETIER LOOP RD, PELETIER, NC 28584-7473
Document Number	0016950396
Book / Page	001695 / 000396
Instrument Date	Nov 11, 2020
Transaction Type	Transfer
Record Updated	Dec 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	659 WESTWOOD CT SWANSBORO NC 285848677, SWANSBORO, NC 28584-8677

Mortgage

Document Number	16950397
Date	Nov 13, 2020
Book Page	001695/000397

Lender

Name	MELINDA M MATTHEWS
Address	327 DIVOT CT, SWANSBORO, NC 28584-8179

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Nov 12, 2027

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Peletier Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$642,874 (-1.65%) Land $158,526 Building $484,348	$642,874 (-1.65%) Land $158,526 Building $484,348
2025	$2,581.00 (+346.54%)	$653,662 (+459.76%) Land $158,526 Building $495,136	$653,662 (+459.76%) Land $158,526 Building $495,136
2023		$116,775 Land $116,775	$116,775 Land $116,775
2022	$578.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 95 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	95 in force
Nearby Flood Claims	14 (1996–2018)
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 9 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 73% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST CARTERET WATER CORP private · serves 19,512 people · EPA ID NC0416040
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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