Cherokee County property record for 477 Payne Rd, Andrews, NC 28901
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,664 sqft · built 1994 |
| Lot Size | 3.16 acres (137,650 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $586 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 554500765511000 |
| Primary APN | 554500765511000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,664 sqft Heated Area |
| Gross Area | 1,844 sqft |
| 1st Floor Area | 1,664 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 137,650 sqft (3.16 acres) |
| Lot Width | 128 ft Width |
| Garage Area | 1,908 sqft |
| Parking Spaces | 7 Parking Spaces |
| Deck Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 38875 |
|---|---|
| Street Address | 477 PAYNE RD |
| City | ANDREWS |
| State | NC |
| Zip | 28901-8403 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | FR TIBCKEN P/O 1480/488 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | VALLEYTOWN |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 930200 |
Source: Cherokee County records, as of October 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 479 PAYNE RD, ANDREWS, NC 28901-8403 |
| Owner Type | Individual |
| Vesting | Government |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 10, 2021 |
| Transfer Doc | 0000001010 |
| Record Updated | Sep 20, 2026 |
Source: Cherokee County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $586.00 | $75,530 (-) | $75,530 (-) Land $10,360 Building $65,170 |
| 2023 | $75,530 | $75,530 Land $10,360 Building $65,170 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1980–1990) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Dec 1990 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 84% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| RiverStreet Networks Fixed Wireless | 10 / 1 |
May also be available: AT&T, Frontier, Peachtree Broadband Fiber.
4G LTE (outdoors only), no 5G reported
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