477 Moreno Ln, Sugarloaf, CA 92386 Property Records

San Bernardino County property record for 477 Moreno Ln, Sugarloaf, CA 92386

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,772 sqft · built 1950
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Oct 2022)
Tax Bill	$5,294 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2022 Sale + 2 more
Flood Zone	Zone D (undetermined)
APN	`2350-602-40-0000`

Property Details

APN / Parcel Number

Primary APN	`2350-602-40-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,772 sqft Living Area
Gross Area	2,212 sqft
1st Floor Area	1,388 sqft
2nd Floor Area	384 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1970
Architectural Style	Chalet/Alpine
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	208 sqft
Patio Area	208 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	477 MORENO LN
City	SUGARLOAF
State	CA
Zip	92386
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BVRS
Legal Description	TRACT 1754 LOT 8 BLOCK 6 TRACT NO 1754 BIG BEAR PINES NO 1 LOTS 5, 6, 7 AND 8 BLK 6
Legal Subdivision	BIG BEAR PINES #1
Legal Tract	1754
Legal Block	6
Legal Lot Number	5,6,7
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	BIG BEAR
Census Block Group	1
Census Block	1033
Census Tract	11408

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9342 SISKIN AVE, FOUNTAIN VALLEY, CA 92708-6554
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL PARTNERS CU
Oct 24, 2022	Grant Deed, Transfer CHICAGO TITLE-INLAND EMPIRE, CHICAGO TITLE INLAND EMPIRE
Sep 14, 2018	Grant Deed, Transfer ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO
Jun 20, 2017	Tax Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2022 · Amount on Record
Deed Sale	Oct 24, 2022 · Amount on Record
Prior Sale	Sep 14, 2018 · Amount on Record
Deed Document Number	2022351171
Prior Transfer Date	Apr 17, 2008
Prior Transfer Doc	0000184445
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	477 MORENO LN, SUGARLOAF, CA 92386
Transaction Type	Mortgage
Record Updated	Nov 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9342 SISKIN AVE, FOUNTAIN VALLEY, CA 92708-6554

Mortgage

Document Number	0000253739
Date	Oct 21, 2025
Instrument	2025-0253739

Lender

Name	FINANCIAL PARTNERS CU
Type	Credit Union
Address	DOWNEY, CA 90242

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Nov 1, 2030
Change Frequency	6 Months
Min Rate At Change	4.5%
Max Rate At Change	8.5%
Index	SOFR Average 30-Day
Max Rate	11.5%

October 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 24, 2022
Property Address	477 MORENO LN, SUGARLOAF, CA 92386
Document Number	0000351171
Map Reference	MB 25 PG 52&53
Instrument Date	Oct 14, 2022
Instrument	2022-0351171
Transaction Type	Transfer
Record Updated	Nov 7, 2022
Title Company	CHICAGO TITLE-INLAND EMPIRE, CHICAGO TITLE INLAND EMPIRE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9342 SISKIN AVE, FOUNTAIN VALLEY, CA 92708-6554

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 14, 2018
Property Address	477 MORENO LN, SUGARLOAF, CA 92386
Document Number	0000340250
Instrument Date	Sep 5, 2018
Instrument	340250
Transaction Type	Transfer
Record Updated	Sep 21, 2018
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

Amount	Amount Recorded
Tax	$203.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	477 MORENO LN SUGARLOAF CA 92386, SUGARLOAF, CA 92386

June 2017: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 20, 2017
Property Address	477 MORENO LN, SUGARLOAF, CA 92386
Document Number	0000250878
Instrument Date	Jun 15, 2017
Instrument	250878
Transaction Type	Foreclosure
Record Updated	Jul 3, 2017
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$134.00
Amount Accuracy	Confirmed
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9040 TELEGRAPH RD #204 DOWNEY CA 902402395, 204, DOWNEY, CA 90240-2395

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Bear Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$431,114 (+3.59%) Land $84,897 Building $346,217
2025	$5,294.00 (-2.16%) Homeowner's exemption	$416,160 (+4.04%) Land $83,232 Building $332,928
2023	$5,411.00 (+75.06%) Homeowner's exemption	$400,000 Land $80,000 Building $320,000
2022	$3,091.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG BEAR LAKE DWP - BIG BEAR SYSTEM serves 26,164 people · EPA ID CA3610044
Water Source	Groundwater
Also Mapped Here	BIG BEAR CITY CSD
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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