477 Montserrat Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 477 Montserrat Dr, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,301 sqft · built 2021
Lot Size	0.33 acres (14,374 sqft)
Owner	Individual Name on File
Last Sale	$337,900 (Jul 2021)
Tax Bill	$5,228 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`027442-2710`

Property Details

APN / Parcel Number

Primary APN	`027442-2710`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,301 sqft Living Area
Gross Area	2,950 sqft
1st Floor Area	2,301 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,374 sqft (0.33 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	208 sqft
Patio Area	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	477 MONTSERRAT DR
City	SAINT AUGUSTINE
State	FL
Zip	32092-5402
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	97/44-51 WINDWARD RANCH PHASE THIRTEEN LOT 271 OR5330/1200
Legal Range	28E
Legal Township	06S
Legal Section	36
Legal Subdivision	WINDWARD RANCH PHASE THIRTEEN
Legal Block	1
Legal Lot Number	271
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2017
Census Tract	20906

Owner

Source: St. Johns County records · APN 027442-2710

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	477 MONTSERRAT DR, SAINT AUGUSTINE, FL 32092-5402
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 30, 2021 · Amount on Record
Deed Sale	Jul 30, 2021 · Amount on Record
Deed Document Number	202184183
Deed Book / Page	5330 / 1200
Record Updated	Jun 08, 2026

July 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 30, 2021
Property Address	477 MONTSERRAT DR, SAINT AUGUSTINE, FL 32092-5402
Document Number	0053301200
Book / Page	5330 / 1200
Map Reference	MB 97 PG 44
Instrument Date	Jul 29, 2021
Instrument	2021084183
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 23, 2025
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,365.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9440 PHILIPS HWY STE 7, 7, JACKSONVILLE, FL 32256-1339

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	477 MONTSERRAT DR, ST AUGUSTINE, FL 32092-5402

Mortgage

Document Number	0053301204
Date	Jul 30, 2021
Instrument	5330/1204

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$390,940 (-2.79%) Land $100,000 Building $290,940	$390,940 (-6.79%) Land $100,000 Building $290,940
2025	$5,228.00 (+12.19%) Homeowner's exemption	$402,157 (+2.9%)	$419,433 (-3%) Land $100,000 Building $319,433
2024	$4,660.00 (+4.04%) Homeowner's exemption	$390,823 (+5%)	$432,391 (+14.8%) Land $100,000 Building $332,391
2023	$4,479.00 (+2.8%) Homeowner's exemption	$372,199 (+3%)	$376,661 (+4.23%) Land $90,720 Building $285,941
2022	$4,357.00 Homeowner's exemption	$361,358	$361,358 Land $84,000 Building $277,358

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 74 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	74 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2024 · other causes

Wildfire

Wildfire Risk	Moderate above 61% of the US · lower than 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	1,000 / 200

May also be available: AT&T, Xfinity.

Based on FCC filings for 66 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.