477 Main Rd, Westfield, MA 01085 Property Records

Hampden County and Montgomery Town property record for 477 Main Rd, Westfield, MA 01085

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,472 sqft · built 1992
Lot Size	4.12 acres (179,467 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (Jun 2018)
Tax Bill	$5,652 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:1 B:475 L:89-2`

Property Details

APN / Parcel Number

Primary APN	`M:1 B:475 L:89-2`
Alternative APN	`MONT M:1 B:7 L:89-2`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,472 sqft Living Area
Gross Area	5,848 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	179,467 sqft (4.12 acres)

Location & Zoning

Street Address	477 MAIN RD
City	WESTFIELD
State	MA
Zip	01085
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	7
Legal Lot Number	89-2
Jurisdiction	MONTGOMERY MA
Township / Civil Division	MONTGOMERY
Census Block Group	1
Census Block	1006
Census Tract	813002

Owner

Source: Hampden County and Montgomery Town records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	477 MAIN RD, HUNTINGTON, MA 01050-9748
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2019	Deed of Trust, Mortgage · VA Mortgage MORTGAGE NTWK
Jun 22, 2018	Warranty Deed, Transfer · VA Mortgage MORTGAGE NTWK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2018 · Amount on Record
Deed Sale	Jun 22, 2018 · Amount on Record
Prior Sale	Aug 28, 2014 · Amount on Record
Deed Document Number	201834931
Deed Book / Page	22229 / 446
Record Updated	Sep 20, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MA
Property Address	477 MAIN RD, WESTFIELD, MA 01085
Document Number	22646-73
Instrument Date	Apr 25, 2019
Transaction Type	Mortgage
Record Updated	May 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	477 MAIN RD MONTGOMERY MA 010509748, MONTGOMERY, MA 01050-9748

Mortgage

Document Number	22646-73
Date	Apr 30, 2019
Book Page	022646/000073
Instrument	22101

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY MA
Recording Date	Jun 22, 2018
Property Address	477 MAIN RD, WESTFIELD, MA 01085
Document Number	22229-446
Book / Page	022229 / 000446
Instrument Date	Jun 21, 2018
Instrument	34931
Transaction Type	Transfer
Record Updated	Aug 8, 2018

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,534.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1072 MAIN ST HOLYOKE MA 010407402, HOLYOKE, MA 01040-7402

Mortgage

Document Number	22229-448
Date	Jun 22, 2018
Book Page	022229/000448
Instrument	34932

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2048

Tax Assessment & Valuation

Source: Hampden County and Montgomery Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Montgomery Town
Unified School District	Gateway School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,652.00 (+3.01%)	$498,400 (+34.88%) Land $92,800 Building $405,600	$537,510 (+3.29%)
2024			$520,410
2023	$5,487.00	$369,500 Land $85,200 Building $284,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Main Rd

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