Schoharie County and Cobleskill Town property record for 477 Lamont District Rd, Cobleskill, NY 12043
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,200 sqft · built 1955 |
| Lot Size | 1.46 acres (63,598 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $130,000 (Sep 1998) |
| Tax Bill | $5,866 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 432689 44.-2-21 |
| Primary APN | 432689 44.-2-21 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,200 sqft Living Area |
| 1st Floor Area | 1,600 sqft |
| 2nd Floor Area | 600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Lot Area | 63,598 sqft (1.46 acres) |
| Lot Width | 226 ft Width |
| Garage Type | Attached |
| Garage Area | 250 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 126 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 435J100488 |
|---|---|
| Street Address | 477 LAMONT DISTRICT RD |
| City | COBLESKILL |
| State | NY |
| Zip | 12043-6012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | HSE GAR UNDER |
| Legal Block | 2 |
| Legal Lot Number | 21.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | COBLESKILL |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 740200 |
477 Lamont District Rd is owned and occupied by two individuals who bought it in September 1998.
Source: Schoharie County and Cobleskill Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 477 LAMONT DISTRICT RD, COBLESKILL, NY 12043-6012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 1998 · Amount on File |
| Deed Sale | Sep 30, 1998 · Amount on File |
| Deed Book / Page | 640 / 288 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 477 Lamont District Rd was $5,866 with exemptions applied, up 6.1% from the year before.
Source: Schoharie County and Cobleskill Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Cobleskill Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,866.00 (+6.08%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $5,530.00 | $121,700 Land $12,200 Building $109,500 | $248,367 Land $24,898 Building $223,469 |
| 2023 | $121,700 Land $12,200 Building $109,500 | $213,509 Land $21,404 Building $192,105 | |
| 2020 | $4,820.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 477 Lamont District Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1996–2011) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 477 Lamont District Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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