477 Lake Rd, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 477 Lake Rd, Webster, NY 14580

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,119 sqft · built 1948
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Tax Bill	$4,630 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`265489 048.19-2-59`

Property Details

APN / Parcel Number

Primary APN	`265489 048.19-2-59`
Alternative APNs	`54890481900002059000` `03364000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,119 sqft Living Area
1st Floor Area	1,119 sqft
Game Room	Game Room

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Ranch
Exterior Material	Stucco
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	150 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	03364000000
Street Address	477 LAKE RD
City	WEBSTER
State	NY
Zip	14580-1053
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0074-14-07 BAGNELL L3 0043017
Legal Subdivision	BAGNALL AND GLASSER SUBDIVISION
Legal Block	2
Legal Lot Number	59.000
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	1
Census Block	1003
Census Tract	11203

Owner

477 Lake Rd is owned and occupied by an individual.

Source: Monroe County and Webster Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	477 LAKE RD, WEBSTER, NY 14580-1053
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage ESL FCU
Feb 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ESL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	477 LAKE RD, WEBSTER, NY 14580-1053
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	CHICAGO TITLE ROCHESTER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	477 LAKE RD, WEBSTER, NY 14580-1053

Mortgage

Document Number	230
Date	Feb 16, 2021
Book Page	29031/468
Instrument	202102160230

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	477 LAKE RD, WEBSTER, NY 14580-1053
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	CHICAGO TITLE ROCHESTER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	477 LAKE RD, WEBSTER, NY 14580-1053

Mortgage

Document Number	231
Date	Feb 16, 2021
Book Page	29031/480
Instrument	202102160231

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 477 Lake Rd was $4,630 with a homeowner's exemption, up 13.3% from the year before.

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,630.00 (+13.31%) Homeowner's exemption
2025	$4,086.00	$97,800 Land $27,500 Building $70,300	$203,800 Land $57,306 Building $146,494
2023		$97,800 (-) Land $27,500 Building $70,300	$168,600 (+10.34%) Land $47,408 Building $121,192
2022		$97,800 Land $27,500 Building $70,300	$152,800 Land $42,965 Building $109,835
2021	$3,758.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 477 Lake Rd in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	17 (1978–2017)
Claims Outside the SFHA	9 of 17
Most Recent Claim	Jun 2017 · Flooding
Claims by Event	Flooding, Jun 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 477 Lake Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lake Rd

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