Jackson County property record for 477 Joe Wilkey Rd, Sylva, NC 28779
| Property Type | Other Improved |
|---|---|
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,703 (2025) |
| Deeds & Mortgages | May 2023 Construction Loan Nov 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 7631-08-5632 |
| Primary APN | 7631-08-5632 |
|---|
| Lot Area | 87,120 sqft (2 acres) |
|---|
| Street Address | 477 JOE WILKEY RD |
|---|---|
| City | SYLVA |
| State | NC |
| Zip | 28779-1240 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | JOE WILKEY RD |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | DILLSBORO |
| Census Block Group | 4 |
| Census Block | 4041 |
| Census Tract | 950300 |
Source: Jackson County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 477 JOE WILKEY RD, SYLVA, NC 28779-1240 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 31, 2023 | Deed of Trust, Mortgage · Construction Mortgage HOMETRUST BANK |
| Nov 23, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON NC |
| Property Address | 477 JOE WILKEY RD, SYLVA, NC 28779-1240 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 41 N SUNSET LN, SYLVA, NC 28779-6552 |
| Document Number | 0023570121 |
|---|---|
| Date | May 31, 2023 |
| Book Page | 2357/121 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28802 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jun 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.12% |
| Type Change Date | Jun 1, 2034 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 12.1% |
| Index | Other |
| Margin | 3 |
| Max Rate | 12.1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Nov 23, 2021 |
| Property Address | 477 JOE WILKEY RD, SYLVA, NC 28779-1240 |
| Document Number | 0023201003 |
| Book / Page | 2320 / 1003 |
| Map Reference | CAB 25 SL 185 |
| Instrument Date | Nov 8, 2021 |
| Transaction Type | Transfer |
| Record Updated | Mar 8, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 355 JOE WILKEY RD, SYLVA, NC 28779-8459 |
| Name | Verified Name |
|---|---|
| Address | 4502 BLAGDON CT, BROWNS SUMMIT, NC 27214-9569 |
Source: Jackson County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Unified School District | Jackson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $711,513 (+1,640.07%) Land $55,440 Building $656,073 | |
| 2025 | $2,703.00 (+1,643.87%) | |
| 2023 | $155.00 | $40,890 Land $40,890 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (1995) |
| Most Recent Claim | Aug 1995 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
May also be available: Optimum.
5G (outdoors only) and 4G LTE
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