477 Hamlet Dr, Carmel, IN 46032 Property Records

Hamilton County property record for 477 Hamlet Dr, Carmel, IN 46032

Property Summary

Property Type	Recreational Vacant Land
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on Record
Tax Bill	$44 (2023)
Deeds & Mortgages	Mar 2026 Mortgage Feb 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-09-34-020-038.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-34-020-038.000-018`
Alternative APN	`1709340020038000`

Exterior

Lot Area	3,920 sqft (0.09 acres)

Location & Zoning

Street Address	477 HAMLET DR
City	CARMEL
State	IN
Zip	46032-0097
Property Category	Public Works
Property Type	Public Works > Recreational Vacant Land
Legal Description	ACREAGE .09, SECTION 34, TOWNSHIP 18, RANGE 3, JACKSONS GRANT VILLAGE/TOWNHOMES, SECTION 2, LOT 59
Legal Subdivision	JACKSONS GRANT VILLAGE/TOWNHOMES SECTION
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3021
Census Tract	111009

Owner

Source: Hamilton County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	477 HAMLET DR, CARMEL, IN 46032-0097
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage UBS BANK USA
Feb 9, 2026	Warranty Deed, Transfer INDIANA HOME TITLE LLC, INDIANA HOME TITLE
Feb 9, 2026	Warranty Deed, Transfer INDIANA HOME TITLE LLC, INDIANA HOME TITLE
Mar 7, 2025	Warranty Deed, Construction Loan · Construction Mortgage KENTLAND BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2026
Deed Sale	Feb 9, 2026
Prior Sale	Mar 7, 2025 · Amount on Record
Deed Document Number	20265040
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	477 HAMLET DR, CARMEL, IN 46032-0097
Transaction Type	Mortgage
Record Updated	Apr 8, 2026
Title Company	IHT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	477 HAMLET DR, CARMEL, IN 46032-0097

Mortgage

Document Number	0000012576
Date	Mar 27, 2026
Instrument	2026012576

Lender

Name	UBS BANK USA
Type	Bank
Address	SALT LAKE CITY, UT 84111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.1%
Index	SOFR Average 30-Day
Margin	3
Max Rate	15.1%

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Feb 9, 2026
Property Address	477 HAMLET DR, CARMEL, IN 46032-0097
Document Number	0000005040
Map Reference	DOC 202405079
Instrument Date	Feb 6, 2026
Instrument	2026005040
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	INDIANA HOME TITLE LLC, INDIANA HOME TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	477 HAMLET DR, CARMEL, IN 46032-0097

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Feb 9, 2026
Property Address	477 HAMLET DR, CARMEL, IN 46032-0097
Document Number	0000005040
Map Reference	DOC 202405079
Instrument Date	Feb 6, 2026
Instrument	2026005040
Transaction Type	Transfer
Record Updated	Mar 5, 2026
Title Company	INDIANA HOME TITLE LLC, INDIANA HOME TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	477 HAMLET DR, CARMEL, IN 46032-0097

March 2025: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Mar 7, 2025
Property Address	477 HAMLET DR, CARMEL, IN 46032-0097
Document Number	0000008588
Map Reference	DOC 2024005079
Instrument Date	Feb 20, 2025
Instrument	2025008588
Transaction Type	Construction Loan
Record Updated	Mar 27, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4631 LISBORN DR, CARMEL, IN 46033-2200
Investor	Possibly a Property Investor

Mortgage

Document Number	0000008589
Date	Mar 7, 2025
Instrument	2025008589

Lender

Name	KENTLAND BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Feb 21, 2026

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$600 (-) Land $600	$600 (-) Land $600
2024		$600 Land $600	$600 Land $600
2023	$44.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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