Madison County and Oneida City property record for 477 Franklin St, Oneida, NY 13421
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,144 sqft · built 1962 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $125,000 (Nov 2020) |
| Tax Bill | $5,784 (2026) |
| Deeds & Mortgages | Oct 2026 Line of Credit Feb 2021 Refinance + 1 more |
| APN | 251201 38.39-2-36 |
| Primary APN | 251201 38.39-2-36 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,144 sqft Living Area |
| 1st Floor Area | 1,144 sqft |
| Basement Area | 572 sqft |
| Finished Basement | 572 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 64 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 477 FRANKLIN ST |
|---|---|
| City | ONEIDA |
| State | NY |
| Zip | 13421-2019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LIFE USE BEVERLY MYLES |
| Legal Block | 2 |
| Legal Lot Number | 36.000 |
| Jurisdiction | MADISON NY |
| Township / Civil Division | ONEIDA |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 30102 |
477 Franklin St is owned and occupied by an individual who bought it in November 2020.
Source: Madison County and Oneida City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 477 FRANKLIN ST, ONEIDA, NY 13421-2019 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 6, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL |
| Feb 25, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CAPITAL COMMUNICATIONS FCU |
| Nov 17, 2020 | Grant Deed, Transfer · Conventional with PMI CAPITAL COMMUNICATIONS FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 17, 2020 · Amount on File |
| Deed Sale | Nov 17, 2020 · Amount on File |
| Prior Sale | Feb 1, 2010 · Amount on File |
| Deed Document Number | 20206232 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NY |
| Recording Date | Oct 6, 2026 |
| Property Address | 477 FRANKLIN ST, ONEIDA, NY 13421-2019 |
| Document Number | 0000004767 |
| Instrument Date | Oct 1, 2026 |
| Instrument | 20264767 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 477 FRANKLIN ST, ONEIDA, NY 13421-2019 |
| Document Number | 0000004767, |
|---|---|
| Date | Oct 6, 2026 |
| Instrument | 20264767 |
| Name | FIRST FEDERAL |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 66 Months |
| Due | Apr 20, 2032 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NY |
| Property Address | 477 FRANKLIN ST, ONEIDA, NY 13421-2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 142 |
|---|---|
| Date | Feb 25, 2021 |
| Instrument | 2021-1142 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Mar 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MADISON NY |
| Recording Date | Nov 17, 2020 |
| Property Address | 477 FRANKLIN ST, ONEIDA, NY 13421-2019 |
| Document Number | 0000006232 |
| Instrument Date | Oct 13, 2020 |
| Instrument | 6232 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2020 |
| Title Company | LEATHERSTOCKING ABSTRACT, LEATHERSTOCKING ABS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $500.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8357 WESTMORELAND RD WHITESBORO NY 134923619, WHITESBORO, NY 13492-3619 |
| Document Number | 6233 |
|---|---|
| Date | Nov 17, 2020 |
| Instrument | 6233 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Address | ALBANY, NY 12205 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 16, 2050 |
The 2026 property tax bill for 477 Franklin St was $5,784, down 1.5% from the year before.
Source: Madison County and Oneida City assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Madison County |
| Municipality | Oneida City |
| Unified School District | Oneida City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,784.00 (-1.47%) | ||
| 2025 | $5,870.00 | $118,000 Land $10,000 Building $108,000 | $166,197 Land $14,084 Building $152,113 |
| 2023 | $118,000 (-) Land $10,000 Building $108,000 | $155,263 (+9.21%) Land $13,158 Building $142,105 | |
| 2022 | $2,939.00 Additional exemption filed | $118,000 Land $10,000 Building $108,000 | $142,169 Land $12,048 Building $130,121 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 477 Franklin St; there have been 2 flood claims nearby since 2025.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (2025) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 477 Franklin St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEIDA CITY serves 11,393 people · EPA ID NY2602381 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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