477 Folsom Cir, Milpitas, CA 95035 Property Records

Santa Clara County property record for 477 Folsom Cir, Milpitas, CA 95035

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,860 sqft · built 1983
Lot Size	0.103 acres (4,500 sqft)
Owner	2 Company Names on Record
Last Sale	$1,175,000 (Jul 2018)
Tax Bill	$15,320 (2025)
Deeds & Mortgages	Nov 2017 Mortgage Sep 2020 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`028-21-032`

Property Details

APN / Parcel Number

Primary APN	`028-21-032`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,860 sqft Living Area
1st Floor Area	741 sqft
2nd Floor Area	1,119 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	4,500 sqft (0.103 acres)
Lot Dimensions	100 ft deep x 45 ft wide
Garage Area	465 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	477 FOLSOM CIR
City	MILPITAS
State	CA
Zip	95035-3538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HIDDEN LAKE VILLAGES VILLAGE 2 LOT 20
Legal Subdivision	HIDDEN LAKE VILLAGES VILLAGE 0
Legal Tract	7143
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1002
Census Tract	504413

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	477 FOLSOM CIR, MILPITAS, CA 95035-3538
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Jun 12, 2019	Deed of Trust, Mortgage BANK OF AMERICA
Jan 27, 2019	Deed of Trust, Mortgage BANK OF AMERICA
Jul 31, 2018	Grant Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2018 · Amount on Record
Deed Sale	Jul 31, 2018 · Amount on Record
Prior Sale	Sep 4, 1996 · Amount on Record
Deed Document Number	201823993365
Last Transfer Date	Oct 2, 2024
Transfer Doc	0025709719
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	477 FOLSOM CIR, MILPITAS, CA 95035-3538
Transaction Type	Mortgage
Record Updated	Aug 31, 2021
Title Company	TSI TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023808897
Date	Nov 21, 2017
Instrument	23808897

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	477 FOLSOM CIR, MILPITAS, CA 95035-3538
Transaction Type	Mortgage
Record Updated	Aug 31, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	477 FOLSOM CIR, MILPITAS, CA 95035-3538

Mortgage

Document Number	0024597545
Date	Sep 2, 2020
Instrument	24597545

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	477 FOLSOM CIR, MILPITAS, CA 95035-3538
Document Number	0024206825
Instrument Date	Jun 12, 2019
Transaction Type	Mortgage
Record Updated	Jun 27, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	477 FOLSOM CIR MILPITAS CA 950353538, MILPITAS, CA 95035-3538

Mortgage

Document Number	0024206825
Date	Jun 19, 2019
Instrument	24206825

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2049

Interest

Rate Type	Adjustable Rate
Rate	3%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	477 FOLSOM CIR, MILPITAS, CA 95035-3538
Document Number	0024107714
Instrument Date	Jan 27, 2019
Transaction Type	Mortgage
Record Updated	Feb 8, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	477 FOLSOM CIR MILPITAS CA 950353538, MILPITAS, CA 95035-3538

Mortgage

Document Number	0024107714
Date	Jan 31, 2019
Instrument	24107714

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 31, 2018
Property Address	477 FOLSOM CIR, MILPITAS, CA 95035-3538
Document Number	0023993365
Instrument Date	Jul 26, 2018
Instrument	23993365
Transaction Type	Transfer
Record Updated	Aug 7, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,292.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	477 FOLSOM CIR MILPITAS CA 950353538, MILPITAS, CA 95035-3538

Mortgage

Document Number	23993366
Date	Jul 31, 2018
Instrument	23993366

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Milpitas City
Unified School District	Milpitas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,336,944 (+2%) Land $910,261 Building $426,683
2025	$15,320.00 (+3.33%)	$1,310,730 (+4.04%) Land $892,413 Building $418,317
2023	$14,827.00 (+0.43%) Homeowner's exemption	$1,259,834 Land $857,760 Building $402,074
2022	$14,763.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	38 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MILPITAS serves 81,915 people · EPA ID CA4310005
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 768 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sail Internet Fixed Wireless	1,000 / 200
Tekify Fiber & Wireless Fixed Wireless	500 / 110
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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