Oakland County property record for 477 Eckford Dr, Troy, MI 48085 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,466 sqft · built 1984 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,149 (2025) |
| Deeds & Mortgages | Feb 2019 Line of Credit Dec 2018 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-15-128-035 |
| Primary APN | 88-20-15-128-035 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,466 sqft Living Area |
| 1st Floor Area | 1,322 sqft |
| Basement Area | 1,322 sqft |
| Unfinished Basement | 1,322 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 135 ft deep x 80 ft wide |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 77 sqft |
| Deck Area | 24 sqft |
| Patio Area | 536 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 477 ECKFORD DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48085-4766 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T2N, R11E, SEC 15 STREAMVIEW SUB LOT 57 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 15 |
| Legal Subdivision | STREAMVIEW SUB |
| Legal Lot Number | 57 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 197000 |
Source: Oakland County records · APN 88-20-15-128-035
Assessment roll updated January 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 477 ECKFORD DR, TROY, MI 48085-4766 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 01, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Dec 26, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Dec 26, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Sep 01, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Dec 10, 2018 |
| Transfer Doc | 0000205025 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 477 ECKFORD DR, TROY, MI 48085-4766 |
| Document Number | 0000023149 |
| Instrument Date | Feb 01, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 01, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 477 ECKFORD DR TROY MI 480854766, TROY, MI 48085-4766 |
| Document Number | 0000023149 |
|---|---|
| Date | Feb 19, 2019 |
| Book Page | 052585/000167 |
| Instrument | 23149 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 18, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Dec 26, 2018 |
| Property Address | 477 ECKFORD DR, TROY, MI 48085-4766 |
| Document Number | 0000205025 |
| Book / Page | 052457 / 000094 |
| Instrument Date | Dec 10, 2018 |
| Instrument | 205025 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 477 ECKFORD DR TROY MI 480854766, TROY, MI 48085-4766 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Dec 26, 2018 |
| Property Address | 477 ECKFORD DR, TROY, MI 48085-4766 |
| Document Number | 0000205026 |
| Book / Page | 052457 / 000095 |
| Instrument Date | Dec 10, 2018 |
| Instrument | 205026 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 477 ECKFORD DR TROY MI 480854766, TROY, MI 48085-4766 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 477 ECKFORD DR, TROY, MI 48085-4766 |
| Document Number | 0000170572 |
| Instrument Date | Sep 01, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 477 ECKFORD DR TROY MI 480854766, TROY, MI 48085-4766 |
| Document Number | 0000170572 |
|---|---|
| Date | Sep 13, 2017 |
| Book Page | 051067/000802 |
| Instrument | 170572 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 12, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,149.00 (-3.85%) | ||
| 2023 | $363,820 | ||
| 2022 | $4,315.00 | $181,910 |
Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 6% of the US · above 15% of Michigan |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 255 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone | Cable | 1,200 / 50 |
| AT&T | Fixed Wireless | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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