477 E Saddle River Rd, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 477 E Saddle River Rd, Upper Saddle River, NJ 07458 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1850
Square Footage	1,848 sqft Living Area
Lot Size	40,075 sqft (0.92 acres)
Occupancy	Owner Occupied
Last Sale	$665,000 (2020)
Tax Bill	$13,851.00 (2025)

Owner

Source: Bergen County and Upper Saddle River Borough records · APN 63-00810-0000-00015-01

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	477 E SADDLE RIVER RD, UPPER SADDLE RIVER, NJ 07458-1774
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 02, 2020 · Amount on Record
Deed Sale	Nov 02, 2020 · Amount on Record
Prior Sale	Aug 27, 2007 · Amount on Record
Deed Doc Number	2020113338
Deed Book / Page	3799 / 1777
Prior Transfer Date	Oct 08, 2015
Prior Transfer Doc	0020902050
Record Refreshed	Sep 20, 2026

November 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	Nov 02, 2020
Property Address	477 E SADDLE RIVER RD, UPPER SADDLE RIVER, NJ 07458-1774
Document Number	0037991777
Book / Page	3799 / 1777
Instrument Date	Jul 23, 2020
Instrument	20-113338
Transaction Type	Transfer
Record Updated	Nov 02, 2021
Title Company	CARNEGIE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,874.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8035 BAY POINTE DR, 8035, DENVER, NC 28037-8069

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	477 E SADDLE RIVER RD, UPPER SADDLE RIVER, NJ 07458-1774

Mortgage

Document Number	20113339
Date	Nov 02, 2020
Instrument	20-113339

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Aug 01, 2050

Tax Assessment & Valuation

Source: Bergen County and Upper Saddle River Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Upper Saddle River Borough
Secondary School District	Northern Highlands Regional School District (09 - 12)
Elementary School District	Upper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$534,800 (-) Land $276,800 Building $258,000	$534,800 (-) Land $276,800 Building $258,000
2025	$13,851.00 (+1.73%)	$534,800 (-) Land $276,800 Building $258,000	$534,800 (-) Land $276,800 Building $258,000
2024	$13,616.00 (+4.12%)
2023		$534,800 Land $276,800 Building $258,000	$534,800 Land $276,800 Building $258,000
2022	$13,077.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`63-00810-0000-00015-01`
Alternative APNs	`63008100000000150001` `6300810000001501`

Interior

Building Area	1,848 sqft Living Area
Stories	2 Stories

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Lot Area	40,075 sqft (0.92 acres)

Location & Zoning

Old Parcel Number	6300810000001501
Street Address	477 E SADDLE RIVER RD
City	UPPER SADDLE RIVER
State	NJ
Zip	07458-1774
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	.920 AC
Legal Subdivision	ESTATE/MARY SKINNER
Legal Block	810
Legal Lot Number	15.1
Jurisdiction	BERGEN NJ
Minor Civil Division	UPPER SADDLE RIVER
Census Blockgroup	1
Census Block	1017
Census Tract	53202