477 Dove Trl, Bertram, TX 78605 Property Records

Burnet County property record for 477 Dove Trl, Bertram, TX 78605

Property Summary

Property Type	Single Family Home
Details	1,695 sqft · built 2019
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,797 (2025)
Deeds & Mortgages	Feb 2020 Second Mortgage Dec 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`04210-0202-00025-000`

Property Details

APN / Parcel Number

Primary APN	`04210-0202-00025-000`
Alternative APN	`114987`

Interior

Stories	1 Story
Building Area	1,695 sqft Living Area
Gross Area	2,261 sqft
1st Floor Area	1,695 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	566 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	182 sqft
Patio Area	363 sqft

Location & Zoning

Street Address	477 DOVE TRL
City	BERTRAM
State	TX
Zip	78605-4817
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S4210 DOVE MEADOW LOT 25 BLK 2, PHASE 2, .19
Legal Subdivision	DOVE MEADOW
Legal Block	2
Legal Lot Number	25
Jurisdiction	BURNET TX
Township / Civil Division	BERTRAM
Census Block Group	1
Census Block	1022
Census Tract	960102

Owner

Source: Burnet County assessment roll, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	477 DOVE TRL, BERTRAM, TX 78605-4817
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MARSHA RUZICKA
Dec 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage ADVANTAGEFIRST LENDING INC
Jan 24, 2024	Warranty Deed, Transfer
Jan 24, 2024	Warranty Deed, Transfer
Mar 3, 2020	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage NETWORK FUNDING LP
Aug 27, 2019	Vendor's Lien, Transfer · Commercial Mortgage R BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 24, 2024
Deed Sale	Jan 24, 2024
Prior Sale	Jan 24, 2024
Deed Document Number	2024766
Prior Transfer Date	Feb 28, 2020
Prior Transfer Doc	0202002692
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURNET TX
Property Address	477 DOVE TRL, BERTRAM, TX 78605-4817
Transaction Type	Mortgage
Record Updated	Jan 31, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202001446
Date	Feb 3, 2020
Instrument	202001446

Lender

Name	MARSHA RUZICKA
Type	Private Party

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURNET TX
Property Address	477 DOVE TRL, BERTRAM, TX 78605-4817
Transaction Type	Mortgage
Record Updated	Jan 31, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202120847
Date	Dec 21, 2021
Instrument	202120847

Lender

Name	ADVANTAGEFIRST LENDING INC
Type	Lending Institution
Address	RANCHO SANTA MARGARITA, CA 92688

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURNET TX
Recording Date	Jan 24, 2024
Property Address	477 DOVE TRL, BERTRAM, TX 78605-4817
Document Number	0202400766
Map Reference	FILE 201806131
Instrument Date	Jan 16, 2024
Instrument	202400766
Transaction Type	Transfer
Record Updated	Jan 31, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6640 SHADY OAK RD STE 400, 400, EDEN PRAIRIE, MN 55344-7700

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	477 DOVE TRAIL, BIGFOOT, TX 78005

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURNET TX
Recording Date	Jan 24, 2024
Property Address	477 DOVE TRL, BERTRAM, TX 78605-4817
Document Number	0202400765
Map Reference	FILE 201806131
Instrument Date	Jan 12, 2024
Instrument	202400765
Transaction Type	Transfer
Record Updated	Jan 31, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6640 SHADY OAK RD STE 400, 400, EDEN PRAIRIE, MN 55344-7700
Investor	Possibly a Property Investor

March 2020: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	BURNET TX
Recording Date	Mar 3, 2020
Property Address	477 DOVE TRL, BERTRAM, TX 78605-4817
Document Number	0202002692
Map Reference	DOC 201806131
Instrument Date	Feb 28, 2020
Instrument	202002692
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 31, 2024
Title Company	NOT AVAILABLE, ITC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	477 DOVE TRL, BERTRAM, TX 78605-4817

Mortgage

Document Number	0202002693
Date	Mar 3, 2020
Instrument	202002693

Lender

Name	NETWORK FUNDING LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

August 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BURNET TX
Recording Date	Aug 27, 2019
Property Address	477 DOVE TRL, BERTRAM, TX 78605-4817
Document Number	0201909045
Map Reference	DOC 201806131
Instrument Date	Aug 23, 2019
Instrument	201909045
Transaction Type	Transfer
Record Updated	Jan 31, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1816, BERTRAM, TX 78605-1816

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1385 E STATE HIGHWAY 29, BERTRAM, TX 78605-2200

Mortgage

Document Number	0201909046
Date	Aug 27, 2019
Instrument	201909046

Lender

Name	R BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Burnet County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Burnet County
Municipality	Bertram City
Unified School District	Burnet Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,797.00 (-0.08%) Homeowner's exemption	$343,823 (+0.4%) Land $44,000 Building $299,823	$343,823 (+0.4%) Land $44,000 Building $299,823
2024	$4,801.00 (+11.91%)
2023	$4,290.00 Homeowner's exemption	$342,443 Land $44,000 Building $298,443	$342,443 Land $44,000 Building $298,443

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2018–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2025 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 59% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BERTRAM serves 3,636 people · EPA ID TX0270012
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Heritage Broadband Fixed Wireless	1,000 / 100
Rise Broadband Fixed Wireless	500 / 100
SOS Communications Fixed Wireless	100 / 20

May also be available: Western Broadband.

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