477 Concha Loma Dr, Carpinteria, CA 93013 Property Records

Santa Barbara County property record for 477 Concha Loma Dr, Carpinteria, CA 93013

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 1,429 sqft · built 1957
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Company Names on Record
Last Sale	$943,000 (May 2012)
Tax Bill	$24,121 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`003-370-008`

Property Details

APN / Parcel Number

Primary APN	`003-370-008`
Alternative APN	`00337008`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	1,429 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Lot Area	30,056 sqft (0.69 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	477 CONCHA LOMA DR
City	CARPINTERIA
State	CA
Zip	93013-2531
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CONCHA LOMA SUB LOT 23 BLK A
Legal Subdivision	CONCHA LOMA
Legal Block	A
Legal Lot Number	23
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	CARPINTERIA
Census Block Group	4
Census Block	4016
Census Tract	1604

Owner

Source: Santa Barbara County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	477 CONCHA LOMA DR, CARPINTERIA, CA 93013-2531
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2020	Deed of Trust, Mortgage BANK OF AMERICA
Apr 10, 2019	Grant Deed, Transfer FARMERS & MERCHANTS BK/LNG BCH
Jun 1, 2018	Loan Modification, Mortgage INDEPENDENT BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2012 · Amount on Record
Deed Sale	May 18, 2012 · Amount on Record
Deed Document Number	201232843
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	477 CONCHA LOMA DR, CARPINTERIA, CA 93013-2531
Document Number	0000019756
Instrument Date	Apr 15, 2020
Transaction Type	Mortgage
Record Updated	May 14, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	477 CONCHA LOMA DR CARPINTERIA CA 930132531, CARPINTERIA, CA 93013-2531

Mortgage

Document Number	0000019756
Date	Apr 22, 2020
Instrument	19756

Lender

Name	BANK OF AMERICA
Type	Bank
Address	20 GREENWAY PLZ # 900, HOUSTON, TX 77046-2007

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Apr 21, 2035

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Apr 10, 2019
Property Address	477 CONCHA LOMA DR, CARPINTERIA, CA 93013-2531
Document Number	0000013875
Instrument Date	Mar 20, 2019
Instrument	13875
Transaction Type	Transfer
Record Updated	Apr 22, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2121 BRITTMOORE RD #2200 HOUSTON TX 770432220, 2200, HOUSTON, TX 77043-2220

Mortgage

Document Number	13876
Date	Apr 10, 2019
Instrument	13876

Lender

Name	FARMERS & MERCHANTS BK/LNG BCH
Type	Bank
Address	12515 SEAL BEACH BLVD, SEAL BEACH, CA 90740-2712

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 9, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.75%

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA BARBARA CA
Property Address	477 CONCHA LOMA DR, CARPINTERIA, CA 93013-2531
Document Number	0000005889
Instrument Date	Jun 1, 2018
Transaction Type	Mortgage
Record Updated	Feb 27, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	477 CONCHA LOMA DR CARPINTERIA CA 930132531, CARPINTERIA, CA 93013-2531

Mortgage

Document Number	0000005889
Date	Feb 14, 2019
Instrument	5889

Lender

Name	INDEPENDENT BK
Type	Bank
Address	HOUSTON, TX 77007

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Feb 13, 2024

Interest

Rate	5.25%

Tax Assessment & Valuation

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Municipality	Carpinteria City
Unified School District	Carpinteria Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,258,280 (+2%) Land $922,441 Building $1,335,839
2025	$24,121.00 (+47.77%)	$2,214,001 (+50.93%) Land $904,354 Building $1,309,647
2023	$16,323.00 (+21.6%)	$1,466,862 Land $879,238 Building $587,624
2022	$13,423.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	3 (2000–2018)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jan 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARPINTERIA VALLEY WATER DISTRICT serves 16,356 people · EPA ID CA4210001
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: GeoLinks.

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