477 Cobb Rd, Water Mill, NY 11976 Property Records

Suffolk County and Southampton Town property record for 477 Cobb Rd, Water Mill, NY 11976

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 3,127 sqft · built 1991
Lot Size0.8 acres (34,848 sqft)
OwnerCompany Name on Record
Last Sale$675,000 (Jul 2012)
Tax Bill$5,313 (2020)
Deeds & MortgagesJun 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN0900-133.00-02.00-020.001

Property Details

APN / Parcel Number

Primary APN0900-133.00-02.00-020.001
Alternative APNs
  • 473689 133.000-0002-020.001
  • 368913300000020200010000
  • 473600263670

Interior

Bedrooms5 Beds
Full Baths2 Baths
Stories1 Story
Building Area3,127 sqft Living Area
1st Floor Area3,127 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleMobile Home
Exterior MaterialWood
Lot Area34,848 sqft (0.8 acres)
View / LotBelow Average
Pool Area800 sqft
Patio Area310 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address477 COBB RD
CityWATER MILL
StateNY
Zip11976-2703
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCR60
Legal Description88-LD EQ +3800DEED XFERSENANTS IN COMMON94 SPLITDEED
Legal Block2
Legal Lot Number20
JurisdictionSUFFOLK NY
Township / Civil DivisionSOUTHAMPTON
Census Block Group3
Census Block3017
Census Tract190712

Owner

Source: Suffolk County and Southampton Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address200 E 61ST ST # 24B, 24B, NY
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 31, 2012 · Amount on Record
Deed SaleJul 31, 2012 · Amount on Record
Deed Book / Page12700 / 688
Prior Transfer DateJan 1, 2012
Prior Transfer DocD000128450315
Record UpdatedSep 20, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address477 COBB RD, WATER MILL, NY 11976-2703
Document Number0228330037
Instrument DateJun 16, 2017
Transaction TypeMortgage
Record UpdatedAug 24, 2018
Title CompanyTITLE TRUST

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address200 E 61ST ST #24B NEW YORK NY 100658581, 24B, NEW YORK, NY 10065-8581

Mortgage

Document Number0228330037
DateJul 11, 2017
Book Page022833/000037
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 10, 2047

Tax Assessment & Valuation

Source: Suffolk County and Southampton Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionSouthampton Town
Unified School DistrictSouthampton Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,344,800 (-) Land $721,900 Building $622,900
2024$2,134,603 (+10.32%) Land $1,145,873 Building $988,730
2023$1,344,800 Land $721,900 Building $622,900$1,934,964 Land $1,038,705 Building $896,259
2020$5,313.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 261 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies261 in force
Nearby Flood Claims11 (2005–2023)
Claims Outside the SFHA2 of 11
Most Recent ClaimJul 2023 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 4 claims
  • Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable · Fiber in parts of the area
940 / 35

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