477 86th Ave, Saint Pete Beach, FL 33706 Property Records

Pinellas County property record for 477 86th Ave, Saint Pete Beach, FL 33706

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,384 sqft · built 1955
Lot Size	0.154 acres (6,726 sqft)
Owner	2 Individual Names on File
Last Sale	$710,000 (Feb 2024)
Tax Bill	$6,027 (2025)
Deeds & Mortgages	Feb 2024 Sale Jan 2023 Line of Credit + 2 more
Flood Zone	Zone AE (high risk)
APN	`C62-000-755-8843-4`

Property Details

APN / Parcel Number

Primary APN	`C62-000-755-8843-4`
Alternative APNs	`25-31-15-78264-104-0110` `311525782641040110` `153125782641040110` `R276092`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,384 sqft Living Area
Gross Area	2,009 sqft
1st Floor Area	1,384 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1993
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	6,726 sqft (0.154 acres)
Lot Dimensions	104 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	350 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Screened/Unfinished Porch
Porch Area	275 sqft
Deck Area	200 sqft
Patio Area	200 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R276092
Street Address	477 86TH AVE
City	ST PETE BEACH
State	FL
Zip	33706-1532
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ST PETERSBURG BEACH NORTH UNIT NO. 7 BLK 104, LOT 11
Legal Range	15E
Legal Township	31S
Legal Section	25
Legal Subdivision	ST PETERSBURG BEACH
Legal Tract	78264
Legal Block	104
Legal Lot Number	11
Jurisdiction	PINELLAS FL
Township / Civil Division	ST. PETE BEACH
Census Block Group	2
Census Block	2013
Census Tract	28004

Owner

Source: Pinellas County assessment roll, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	8204 BROADVIEW RD, BROADVIEW HEIGHTS, OH 44147-1630
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2024	Warranty Deed, Transfer TITLE FORWARD
Jan 5, 2023	Intrafamily Transfer, Transfer · Line of Credit UNITED WHOLESALE MORTGAGE
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Mar 10, 2020	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 5, 2024 · Amount on Record
Deed Sale	Feb 5, 2024 · Amount on Record
Prior Sale	Sep 22, 2016 · Amount on Record
Deed Document Number	202428460
Deed Book / Page	22695 / 1881
Prior Transfer Date	Dec 16, 2022
Prior Transfer Doc	0223080999
Record Updated	Sep 20, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Feb 5, 2024
Property Address	477 86TH AVE, ST PETE BEACH, FL 33706-1532
Document Number	0226951881
Book / Page	22695 / 1881
Map Reference	MB 36 PG 42
Instrument Date	Jan 26, 2024
Instrument	2024028460
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	TITLE FORWARD

Transaction

Amount	Amount Recorded
Tax	$4,970.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 N ROLLING RD, CATONSVILLE, MD 21228-4850

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8204 BROADVIEW RD, BROADVIEW HEIGHTS, OH 44147-1630

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PINELLAS FL
Recording Date	Jan 5, 2023
Property Address	477 86TH AVE, ST PETE BEACH, FL 33706-1532
Document Number	0223080999
Book / Page	22308 / 999
Map Reference	MB 36 PG 42
Instrument Date	Dec 16, 2022
Instrument	2023002658
Transaction Type	Transfer
Record Updated	Jan 31, 2023
Title Company	NOT AVAILABLE, CONSUMER T&E SVCS CO INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	477 86TH AVE, ST PETE BEACH, FL 33706-1532

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	477 86TH AVE, ST PETE BEACH, FL 33706-1532

Mortgage

Document Number	0223081001
Date	Jan 5, 2023
Instrument	22308/1001

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	477 86TH AVE, ST PETE BEACH, FL 33706-1532
Transaction Type	Mortgage
Record Updated	Apr 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	477 86TH AVE, ST PETE BEACH, FL 33706-1532

Mortgage

Document Number	0214540383
Date	Mar 26, 2021
Book Page	21454/383
Instrument	2021098167

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	477 86TH AVE, ST PETE BEACH, FL 33706-1532
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0209161297
Date	Mar 10, 2020
Book Page	20916/1297
Instrument	2020081214

Lender

Name	PNC BANK NA
Type	Bank
Address	SAINT PETERSBURG, FL 33709

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Feb 15, 2060

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	St. Pete Beach City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,027.00 (+21.46%)	$369,220 (+8.51%) Land $244,426 Building $124,794	$369,220 (-40.35%) Land $244,426 Building $124,794
2024	$4,962.00 (+1.29%)
2023	$4,899.00 (+2.23%) Homeowner's exemption	$340,278 (+3%)	$619,027 (+21.23%) Land $407,052 Building $211,975
2022	$4,792.00 Homeowner's exemption	$330,367	$510,635 Land $344,608 Building $166,027

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 221 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	992 units insured incl. 771 condo units
Nearby Flood Claims	412 (1979–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Sep 2024 · 250 claims Tropical Storm Josephine, Oct 1996 · 24 claims Hurricane Elena, Sep 1985 · 56 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile USA Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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