4769 Summerside Rd, Cincinnati, OH 45244 Property Records

Clermont County property record for 4769 Summerside Rd, Cincinnati, OH 45244

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,226 sqft · built 1956
Lot Size1 acres (43,691 sqft)
OwnerIndividual Name on Record
Last Sale$210,000 (Oct 2019)
Tax Bill$3,002 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Sep 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN41-31-11A-087

Property Details

APN / Parcel Number

Primary APN41-31-11A-087

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area2,226 sqft Living Area
1st Floor Area1,374 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1985
Architectural StyleRanch
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Foundation TypeRaised
Lot Area43,691 sqft (1 acres)
View / LotCul-de-sac
Garage TypeDetached
Garage Area1,156 sqft
Parking Spaces4 Parking Spaces
Patio Area66 sqft
Canopy198 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4769 SUMMERSIDE RD
CityCINCINNATI
StateOH
Zip45244-1347
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSURVEY TL71-87
Legal SubdivisionCARRINGTON S MILITARY SURVEY NO 2343
JurisdictionCLERMONT OH
Township / Civil DivisionUNION
Census Block Group1
Census Block1000
Census Tract41405

Owner

Source: Clermont County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4769 SUMMERSIDE RD, CINCINNATI, OH 45244-1347
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 8, 2026Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Sep 20, 2021Deed of Trust, Mortgage · VA Mortgage
VILLAGE CAPITAL & INVESTMENT LLC
Aug 25, 2020Deed of Trust, Mortgage · VA Mortgage
PRIMELENDING
Oct 8, 2019Warranty Deed, Transfer · FHA Mortgage
PRIME LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 8, 2019 · Amount on Record
Deed SaleOct 8, 2019 · Amount on Record
Prior SaleFeb 25, 2008 · Amount on Record
Deed Document Number201922750
Deed Book / Page2820 / 2280
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Recording DateJul 8, 2026
Property Address4769 SUMMERSIDE RD, CINCINNATI, OH 45244-1347
Document Number0000015295
Book / Page3027 / 4205
Instrument DateJun 30, 2026
Instrument202615295
Transaction TypeMortgage
Record UpdatedJul 21, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address4769 SUMMERSIDE RD, CINCINNATI, OH 45244-1347

Mortgage

Document Number0000015295,
DateJul 8, 2026
Book Page3027/4205
Instrument202615295
Lender
NameFIGURE LENDING LLC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 27, 2056
Interest
Rate6.48%
Max Rate-1%

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Property Address4769 SUMMERSIDE RD, CINCINNATI, OH 45244-1347
Transaction TypeMortgage
Record UpdatedJun 9, 2026
Title CompanyNETCO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000030446
DateSep 20, 2021
Book Page2895/591
Instrument202100030446
Lender
NameVILLAGE CAPITAL & INVESTMENT LLC
TypeMortgage Company
AddressHENDERSON, NV 89074
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLERMONT OH
Property Address4769 SUMMERSIDE RD, CINCINNATI, OH 45244-1347
Transaction TypeMortgage
Record UpdatedJan 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000022343
DateAug 25, 2020
Book Page2849/661
Instrument202000022343
Lender
NamePRIMELENDING
TypeMortgage Company
AddressDALLAS, TX 75252
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLERMONT OH
Recording DateOct 8, 2019
Property Address4769 SUMMERSIDE RD, CINCINNATI, OH 45244-1347
Document Number0000022750
Book / Page002820 / 002280
Instrument DateOct 4, 2019
Instrument22750
Transaction TypeTransfer
Record UpdatedOct 21, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$840.00
Amount AccuracyConfirmed
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4769 SUMMERSIDE RD CINCINNATI OH 452441347, CINCINNATI, OH 45244-1347

Mortgage

Document Number22751
DateOct 8, 2019
Book Page002820/002282
Instrument22751
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 7, 2049

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateOhio
CountyClermont County
County SubdivisionUnion Township
Unified School DistrictWest Clermont Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,002.00 (-62.24%)$79,950 (-) Land $16,350 Building $63,600
2024$228,400 (-) Land $46,700 Building $181,700
2023$7,951.00 (+229.64%) Homeowner's exemption$79,950 (+35.72%) Land $16,350 Building $63,600$228,400 (+35.71%) Land $46,700 Building $181,700
2022$2,412.00 Homeowner's exemption$58,910 Land $11,940 Building $46,970
2020$168,300 Land $34,100 Building $134,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLERMONT PUBLIC WATER SYSTEM
private · serves 133,059 people · EPA ID OH1302212
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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