4768 Highland Cir, Gainesville, GA 30506 Property Records

Hall County property record for 4768 Highland Cir, Gainesville, GA 30506

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,851 sqft · built 1969
Lot Size	8.38 acres (365,033 sqft)
Owner	2 Individual Names on File
Last Sale	$352,000 (Feb 2021)
Tax Bill	$4,104 (2026)
Deeds & Mortgages	Nov 2022 Line of Credit Feb 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-131-000-012`

Property Details

APN / Parcel Number

Primary APN	`10-131-000-012`
Alternative APN	`32913`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,851 sqft Heated Area
1st Floor Area	1,851 sqft
Basement Area	926 sqft
Unfinished Basement	926 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 2000
Architectural Style	Rustic
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	365,033 sqft (8.38 acres)
Garage Type	Carport
Garage Area	462 sqft
Carport	Carport
Carport Area	462 sqft

Exterior Amenities

Porch	Slab
Porch Area	87 sqft
Deck Area	468 sqft
Patio Area	468 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	32913
Street Address	4768 HIGHLAND CIR
City	GAINESVILLE
State	GA
Zip	30506-3145
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AR-1
Legal Description	HIGHLAND CIRCLE
Jurisdiction	HALL GA
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2019
Census Tract	204

Owner

4768 Highland Cir, a rural home, is owned and occupied by two individuals who bought it in February 2021.

Source: Hall County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4768 HIGHLAND CIR, GAINESVILLE, GA 30506-3145
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2022	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Feb 25, 2021	Limited Warranty Deed, Transfer · Conventional Mortgage VANDERBILT MORTGAGE
Sep 5, 2017	Grant Deed, Transfer · FHA Mortgage ACOPIA
Sep 5, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2021 · Amount on File
Deed Sale	Feb 25, 2021 · Amount on File
Prior Sale	Aug 31, 2017 · Amount on File
Deed Document Number	20211798
Deed Book / Page	8743 / 77
Prior Transfer Date	Apr 19, 2007
Prior Transfer Doc	6026000498
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALL GA
Property Address	4768 HIGHLAND CIR, GAINESVILLE, GA 30506-3145
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4768 HIGHLAND CIR, GAINESVILLE, GA 30506-3145

Mortgage

Document Number	0092270000000090
Date	Nov 17, 2022
Book Page	0000009227/0000000090

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Jan 1, 2062

February 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	HALL GA
Recording Date	Feb 25, 2021
Property Address	4768 HIGHLAND CIR, GAINESVILLE, GA 30506-3145
Document Number	0087430077
Book / Page	8743 / 77
Instrument Date	Feb 25, 2021
Instrument	2021-001798
Transaction Type	Transfer
Record Updated	Apr 2, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4768 HIGHLAND CIR, GAINESVILLE, GA 30506-3145

Mortgage

Document Number	0087430000000079
Date	Mar 1, 2021
Book Page	0000008743/0000000079

Lender

Name	VANDERBILT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HALL GA
Recording Date	Sep 5, 2017
Property Address	4768 HIGHLAND CIR, GAINESVILLE, GA 30506-3145
Document Number	0079600637
Book / Page	007960 / 000637
Instrument Date	Aug 31, 2017
Transaction Type	Transfer
Record Updated	Sep 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$277.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4768 HIGHLAND CIR GAINESVILLE GA 305063145, GAINESVILLE, GA 30506-3145

Mortgage

Document Number	79600647
Date	Sep 5, 2017
Book Page	007960/000647

Lender

Name	ACOPIA
Address	GOODLETTSVILLE, TN 37072

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 4, 2047

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HALL GA
Recording Date	Sep 5, 2017
Property Address	4768 HIGHLAND CIR, GAINESVILLE, GA 30506-3145
Document Number	0079600641
Book / Page	007960 / 000641
Instrument Date	Aug 31, 2017
Transaction Type	Transfer
Record Updated	Sep 12, 2017

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Tax Assessment & Valuation

The 2026 property tax bill for 4768 Highland Cir was $4,104 with a homeowner's exemption, up 2.9% from the year before.

Source: Hall County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Hall County
Unified School District	Hall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,104.00 (+2.88%) Homeowner's exemption	$214,064 (+0.73%) Land $86,840 Building $127,224	$535,160 (+0.73%) Land $217,100 Building $318,060
2025	$3,989.00 Homeowner's exemption	$212,504 Land $86,840 Building $125,664	$531,260 Land $217,100 Building $314,160
2023	$4,250.00 (+10.71%) Homeowner's exemption	$164,264 (+16.31%) Land $60,280 Building $103,984	$410,660 (+16.31%) Land $150,700 Building $259,960
2022	$3,839.00 Homeowner's exemption	$141,224 Land $53,040 Building $88,184	$353,060 Land $132,600 Building $220,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4768 Highland Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 5, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4768 Highland Cir is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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