Martin County property record for 4766 SE Graham Dr, Stuart, FL 34997
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,717 sqft · built 2005 |
| Lot Size | 0.116 acres (5,053 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Apr 2010) |
| Tax Bill | $2,492 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-38-41-009-000-0046.0-0-0000 |
| Primary APN | 40-38-41-009-000-0046.0-0-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,717 sqft Living Area |
| Gross Area | 1,984 sqft |
| 1st Floor Area | 1,717 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 5,053 sqft (0.116 acres) |
| View / Lot | Water View |
| Garage Type | Attached |
| Garage Area | 267 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 20 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 575289 |
|---|---|
| Street Address | 4766 SE GRAHAM DR |
| City | STUART |
| State | FL |
| Zip | 34997-1545 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUDR |
| Legal Description | LOT 46 MARTINS CROSSING PUD (PB 15 PG 89) |
| Legal Range | 41E |
| Legal Township | 38S |
| Legal Section | 40 |
| Legal Subdivision | MARTINS CROSSING |
| Legal Block | 2 |
| Legal Lot Number | 46 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | PORT SALERNO-HOBE SOUND |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 1105 |
4766 SE Graham Dr is owned and occupied by an individual who acquired it in May 2016.
Source: Martin County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4766 SE GRAHAM DR, STUART, FL 34997-1545 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 3, 2023 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Nov 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 2010 · Amount on File |
| Deed Sale | Apr 1, 2010 · Amount on File |
| Prior Sale | Oct 4, 2005 · Amount on File |
| Deed Document Number | 20102202229 |
| Deed Book / Page | 2446 / 11 |
| Last Transfer Date | May 3, 2016 |
| Transfer Doc | 0002575361 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 4766 SE GRAHAM DR, STUART, FL 34997-1545 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2023 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0033522929 |
|---|---|
| Date | Jan 3, 2023 |
| Book Page | 3352/2929 |
| Instrument | 2996000 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 14, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 4766 SE GRAHAM DR, STUART, FL 34997-1545 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 4766 SE GRAHAM DR, STUART, FL 34997-1545 |
| Document Number | 0031740191 |
|---|---|
| Date | Nov 17, 2020 |
| Book Page | 3174/191 |
| Instrument | 2850428 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Dec 1, 2045 |
The 2025 property tax bill for 4766 SE Graham Dr was $2,492 with a homeowner's exemption, down 0.1% from the year before.
Source: Martin County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,492.00 (-0.08%) Homeowner's exemption | $170,729 | $361,240 Land $155,000 Building $206,240 |
| 2024 | $2,494.00 (+2.85%) | ||
| 2023 | $2,425.00 (+4.12%) Additional exemption filed | $161,086 (+3%) | $323,720 (+9.68%) Land $130,000 Building $193,720 |
| 2022 | $2,329.00 Homeowner's exemption | $156,395 | $295,160 Land $110,000 Building $185,160 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4766 SE Graham Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 21 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4766 SE Graham Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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