Franklin County property record for 4766 Cosgray Rd, Hilliard, OH 43026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,620 sqft · built 1955 |
| Lot Size | 0.57 acres (24,829 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $395,000 (Feb 2026) |
| Tax Bill | $5,076 (2024) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage Mar 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 200-003471 |
| Primary APN | 200-003471 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,620 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Family Room | Family Room |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Multi-Level |
| Exterior Material | Wood |
| Lot Area | 24,829 sqft (0.57 acres) |
| Garage Type | Detached |
| Garage Area | 1,200 sqft |
| Parking Spaces | 5 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 273 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4766 COSGRAY RD |
|---|---|
| City | HILLIARD |
| State | OH |
| Zip | 43026-7665 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4766 COSGRAY RD ENTRY 6366 .572 ACRE |
| Legal Subdivision | VIRGINIA MILITARY SURVEY #6366 |
| Jurisdiction | FRANKLIN OH |
| Township / Civil Division | NORWICH |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 7961 |
4766 Cosgray Rd is owned and occupied by two individuals who bought it in February 2026.
Source: Franklin County records, as of April 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1 E 22ND ST, 401, LOMBARD, IL 60148-6159 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 10, 2026 | Survivorship Deed, Transfer · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Mar 23, 2022 | Warranty Deed, Transfer · Conventional Mortgage THE UNION BANK CO |
| Oct 31, 2018 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 10, 2026 · Amount on File |
| Deed Sale | Feb 10, 2026 · Amount on File |
| Prior Sale | Mar 23, 2022 · Amount on File |
| Deed Document Number | 202615503 |
| Prior Transfer Date | Sep 12, 2011 |
| Prior Transfer Doc | 0000150475 |
| Record Updated | Oct 29, 2026 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Recording Date | Feb 10, 2026 |
| Property Address | 4766 COSGRAY RD, HILLIARD, OH 43026-7665 |
| Document Number | 0000015503 |
| Instrument Date | Feb 10, 2026 |
| Instrument | 202602100015503 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2026 |
| Title Company | QUALITY CHOICE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $395.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1 E 22ND ST # 401, 401, LOMBARD, IL 60148-6159 |
| Document Number | 0000015504 |
|---|---|
| Date | Feb 10, 2026 |
| Instrument | 202602100015504 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Recording Date | Mar 23, 2022 |
| Property Address | 4766 COSGRAY RD, HILLIARD, OH 43026-7665 |
| Document Number | 0000046303 |
| Instrument Date | Mar 11, 2022 |
| Instrument | 202203230046303 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Title Company | NORTHWEST SELECT TITLE AGENCY, NORTHWEST SELECT TTL AGCY LL |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $367.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 4766 COSGRAY RD, HILLIARD, OH 43026-7665 |
| Investor | Possibly a Property Investor |
| Document Number | 0000046304 |
|---|---|
| Date | Mar 23, 2022 |
| Instrument | 202203230046304 |
| Name | THE UNION BANK CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 4766 COSGRAY RD, HILLIARD, OH 43026-7665 |
| Document Number | 0000151884 |
| Instrument Date | Oct 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2018 |
| Title Company | CROWN SEARCH SERVICES, CROWN SEARCH SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4766 COSGRAY RD HILLIARD OH 430267665, HILLIARD, OH 43026-7665 |
| Document Number | 0000151884 |
|---|---|
| Date | Nov 7, 2018 |
| Instrument | 151884 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 6, 2033 |
Source: Franklin County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Franklin County |
| County Subdivision | Norwich Township |
| Unified School District | Hilliard City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $75,810 (-) Land $17,850 Building $57,960 | $216,600 Land $51,000 Building $165,600 | |
| 2024 | $5,076.00 (+22.88%) Homeowner's exemption | $75,810 (-) Land $17,850 Building $57,960 | |
| 2023 | $4,131.00 (-5.53%) Homeowner's exemption | $75,810 (+19.33%) Land $17,850 Building $57,960 | $216,600 Land $51,000 Building $165,600 |
| 2022 | $4,373.00 Homeowner's exemption | $63,530 Land $15,610 Building $47,920 | |
| 2020 | $181,500 Land $44,600 Building $136,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 4766 Cosgray Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4766 Cosgray Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLUMBUS PUBLIC WATER SYSTEM serves 1,309,468 people · EPA ID OH2504412 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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