476582 E 860 Rd, Stilwell, OK 74960 Property Records

Adair County property record for 476582 E 860 Rd, Stilwell, OK 74960

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,692 sqft · built 1970
Lot Size	2.77 acres (120,661 sqft)
Owner	2 Individual Names on Record
Last Sale	$30,000 (Jul 2017)
Tax Bill	$414 (2025)
Deeds & Mortgages	Feb 2019 Line of Credit Jul 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`0000-14-015-026-0-003-00`

Property Details

APN / Parcel Number

Primary APN	`0000-14-015-026-0-003-00`
Alternative APN	`2993`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,692 sqft Living Area
Gross Area	1,630 sqft
1st Floor Area	1,050 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1994
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	120,661 sqft (2.77 acres)

Exterior Amenities

Porch	Slab
Porch Area	168 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2993
Street Address	476582 E 860 RD
City	STILWELL
State	OK
Zip	74960-5275
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 152' OF S 505.83' OF SW SW SW & COMM @ NE COR OF SW SW SW; S 100' FOR POB; S 50.71'; W 152.93'; N 18 8.63'; E 359.12'; S 45
Legal Range	26E
Legal Township	15N
Legal Section	14
Jurisdiction	ADAIR OK
Township / Civil Division	STILWELL EAST
Census Block Group	4
Census Block	4029
Census Tract	377000

Owner

Source: Adair County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	476582 E 860 RD, STILWELL, OK 74960-5275
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2019	Deed of Trust, Mortgage · Line of Credit ARMSTRONG BANK
Jul 14, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2017 · Amount on Record
Deed Sale	Jul 14, 2017 · Amount on Record
Prior Sale	Feb 16, 2006
Deed Document Number	20171634
Deed Book / Page	535 / 877
Record Updated	Oct 29, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAIR OK
Property Address	476582 E 860 RD, STILWELL, OK 74960-5275
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0552/915
Date	Feb 19, 2019
Book Page	0552/915
Instrument	2019-000444

Lender

Name	ARMSTRONG BANK
Type	Bank
Address	STILWELL, OK 74960

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 15, 2039

Interest

Rate Type	Adjustable Rate

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAIR OK
Recording Date	Jul 14, 2017
Property Address	476582 E 860 RD, STILWELL, OK 74960-5275
Document Number	000535/877
Book / Page	0535 / 877
Instrument Date	Jul 12, 2017
Instrument	2017-001634
Transaction Type	Transfer
Record Updated	Feb 15, 2022

Transaction

Amount	Amount Recorded
Tax	$45.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	RR 5 BOX 835, STILWELL, OK 74960-9221
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Adair County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Adair County
Unified School District	Stilwell Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$5,995 (+5.01%) Land $1,227 Building $4,768	$49,957 (-39.91%) Land $10,224 Building $39,733
2025	$414.00 (+4.81%)	$5,709 (+4.98%) Land $1,168 Building $4,541	$83,139 (-6.09%) Land $15,834 Building $67,305
2024	$395.00 (+5.05%)	$5,438 (+5%) Land $1,113 Building $4,325	$88,532 (-28.47%) Land $15,834 Building $72,698
2023	$376.00	$5,179 Land $1,074 Building $4,105	$123,763 Land $15,834 Building $107,929

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 76% of Oklahoma
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADAIR CO RWD #4 serves 1,025 people · EPA ID OK3000107
Water Source	Purchased surface water from STILWELL
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OzarksGo Fiber	2,500 / 2,500

May also be available: Windstream.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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