4765 Red Oak Dr, Milton, FL 32583 Property Records

Santa Rosa County property record for 4765 Red Oak Dr, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,730 sqft · built 2019
Lot Size	0.516 acres (22,477 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,000 (May 2019)
Tax Bill	$1,478 (2024)
Deeds & Mortgages	Apr 2022 Mortgage Jul 2019 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-1N-27-3253-00E00-0060`

Property Details

APN / Parcel Number

Primary APN	`07-1N-27-3253-00E00-0060`
Alternative APN	`N27107325300E000060`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,730 sqft Living Area
Gross Area	3,872 sqft
1st Floor Area	2,730 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	22,477 sqft (0.516 acres)
Lot Dimensions	300 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	653 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	489 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4765 RED OAK DR
City	MILTON
State	FL
Zip	32583-5344
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	PRESERVE (THE) LOT 6 BLK E AS DES IN OR 3828 PG 1154 & AS DES IN OR 3853 PG 103
Legal Range	27W
Legal Township	1N
Legal Section	07
Legal Subdivision	PRESERVE (THE)
Legal Block	E
Legal Lot Number	6
Jurisdiction	SANTA ROSA FL
Township / Civil Division	EAST MILTON
Census Block Group	2
Census Block	2020
Census Tract	10809

Owner

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4765 RED OAK DR, MILTON, FL 32583-5344
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 24, 2019	Warranty Deed, Transfer NOT AVAILABLE
May 13, 2019	Warranty Deed, Subdivision Related Transfer FIRST NATIONAL LAND TITLE COMPANY INC, FIRST NAT'L LAND TITLE CO INC
Nov 14, 2018	Warranty Deed, Construction Loan · Construction Mortgage BEACH COMMUNITY BANK
Aug 1, 2018	Trustee's Deed, Transfer · Line of Credit BEACH CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2019 · Amount on Record
Deed Sale	May 13, 2019 · Amount on Record
Prior Sale	Dec 4, 2018 · Amount on Record
Deed Document Number	201919551
Deed Book / Page	3828 / 1154
Last Transfer Date	Jul 24, 2019
Transfer Doc	0038530103
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4765 RED OAK DR, MILTON, FL 32583-5344
Transaction Type	Mortgage
Record Updated	Aug 2, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4765 RED OAK DR, MILTON, FL 32583-5344

Mortgage

Document Number	0042710910
Date	Apr 14, 2022
Book Page	4271/910
Instrument	202222558

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 24, 2019
Property Address	4765 RED OAK DR, MILTON, FL 32583-5344
Document Number	0038530103
Book / Page	003853 / 000103
Instrument Date	Jul 24, 2019
Instrument	32138
Transaction Type	Transfer
Record Updated	Oct 3, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4765 RED OAK DR MILTON FL 325835344, MILTON, FL 32583-5344

May 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	May 13, 2019
Property Address	4765 RED OAK DR, MILTON, FL 32583-5344
Document Number	0038281154
Book / Page	003828 / 001154
Instrument Date	May 9, 2019
Instrument	19551
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 27, 2019
Title Company	FIRST NATIONAL LAND TITLE COMPANY INC, FIRST NAT'L LAND TITLE CO INC

Transaction

Amount	Amount Recorded
Tax	$2,345.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4765 RED OAK DR MILTON FL 32583, MILTON, FL 32583

November 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Nov 14, 2018
Property Address	4765 RED OAK DR, MILTON, FL 32583-5344
Document Number	0037820763
Book / Page	3782 / 0763
Map Reference	MB 11 PG 93-97
Instrument Date	Nov 7, 2018
Instrument	201848741
Transaction Type	Construction Loan
Record Updated	Aug 2, 2022
Title Company	FIRST NATL LAND TITLE CO INC

Transaction

Amount	Amount Recorded
Tax	$276.50
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	819 PINEDALE RD, 819, FORT WALTON BEACH, FL 32547-2427

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	819 PINEDALE RD, FORT WALTON BEACH, FL 32547-2427

Mortgage

Document Number	0201848742
Date	Nov 14, 2018
Instrument	201848742

Lender

Name	BEACH COMMUNITY BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 1, 2018
Property Address	4765 RED OAK DR, MILTON, FL 32583-5344
Document Number	0037530996
Book / Page	003753 / 000996
Instrument Date	Jul 5, 2018
Instrument	32898
Transaction Type	Transfer
Record Updated	Oct 10, 2018
Title Company	MITCHELL LAND AND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$14,004.90
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	819 PINEDALE RD FORT WALTON BEACH FL 325472427, FORT WALTON BEACH, FL 32547-2427
Investor	Possibly a Property Investor

Mortgage

Document Number	37530998
Date	Aug 1, 2018
Book Page	003753/000998
Instrument	32899

Lender

Name	BEACH CMNTY BK
Type	Bank
Address	33 W GARDEN ST, PENSACOLA, FL 32502-5615

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$158,285 (+2.9%)	$365,768 (-2.42%) Land $44,000 Building $321,768
2024	$1,478.00 (+2.21%) Homeowner's exemption Widower's exemption	$153,824 (+3%)	$374,845 (+9.71%) Land $44,000 Building $330,845
2023	$1,446.00 (+2.77%) Homeowner's exemption Widower's exemption	$149,344 (+3%)	$341,665 (+2.3%) Land $44,000 Building $297,665
2022	$1,407.00 Homeowner's exemption Widower's exemption	$144,994	$333,993 Land $44,000 Building $289,993

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 98 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	98 in force
Nearby Flood Claims	236 (1978–2020)
Claims Outside the SFHA	11 of 236
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 42 claims Hurricane Frances, Sep 2004 · 73 claims Hurricane Opal, Oct 1995 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 41% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST MILTON WATER SYSTEM public/private · serves 17,292 people · EPA ID FL1570232
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Mediacom Xtream.

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