4765 NC 226 S, Marion, NC 28752 Property Records

McDowell County property record for 4765 NC 226 S, Marion, NC 28752

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 1,008 sqft · built 1946
Lot Size	2.15 acres (93,654 sqft)
Owner	2 Individual Names on Record
Last Sale	$105,500 (Mar 2019)
Tax Bill	$799 (2025)
Deeds & Mortgages	Mar 2019 Sale & Mortgage Jan 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`0787-00-42-5088`

Property Details

APN / Parcel Number

Primary APN	`0787-00-42-5088`
Alternative APN	`69614`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,008 sqft Heated Area
Gross Area	2,100 sqft
1st Floor Area	1,008 sqft
Basement Area	936 sqft
Finished Basement	624 sqft
Unfinished Basement	312 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	93,654 sqft (2.15 acres)
Lot Width	814 ft Width
Porch	Slab
Shed	1 Shed
Shed Area	308 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Oil

Location & Zoning

Account Number	69614
Street Address	4765 NC 226 S
City	MARION
State	NC
Zip	28752
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	2.150 AC
Jurisdiction	MCDOWELL NC
Township / Civil Division	NORTH COVE
Census Block Group	1
Census Block	1030
Census Tract	970101

Owner

Source: McDowell County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4765 NC 226A, MARION, NC 28752-7144
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2019	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Jan 9, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2019 · Amount on Record
Deed Sale	Mar 1, 2019 · Amount on Record
Prior Sale	Aug 1, 2004
Deed Document Number	2019916
Deed Book / Page	1268 / 373
Prior Transfer Date	Oct 26, 2018
Prior Transfer Doc	0012640424
Record Updated	Jun 8, 2026

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Mar 1, 2019
Property Address	4765 NC 226 S, MARION, NC 28752
Document Number	0012680373
Book / Page	001268 / 000373
Instrument Date	Mar 1, 2019
Instrument	916
Transaction Type	Transfer
Record Updated	Mar 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$211.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4765 NC 226A MARION NC 287527144, MARION, NC 28752-7144

Mortgage

Document Number	12680378
Date	Mar 1, 2019
Book Page	001268/000378
Instrument	917

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 28, 2049

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCDOWELL NC
Recording Date	Jan 9, 2019
Property Address	4765 NC 226 S, MARION, NC 28752
Document Number	0012640424
Book / Page	001264 / 000424
Instrument Date	Oct 26, 2018
Instrument	102
Transaction Type	Transfer
Record Updated	Jan 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 BUCKEYE COVE RD SWANNANOA NC 287782711, SWANNANOA, NC 28778-2711

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$799.00	$112,920 (-) Land $45,000 Building $67,920
2023	$799.00	$112,920 Land $45,000 Building $67,920	$112,920 Land $45,000 Building $67,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 64% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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