4765 Luther St, Riverside, CA 92504 Property Records

Riverside County property record for 4765 Luther St, Riverside, CA 92504

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.75 ba · 2,034 sqft · built 1952
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$690,000 (Feb 2023)
Tax Bill	$8,032 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`226-232-013`

Property Details

APN / Parcel Number

Primary APN	`226-232-013`
Alternative APN	`041600304`

Interior

Bedrooms	2 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,034 sqft Living Area
Gross Area	2,236 sqft
1st Floor Area	2,034 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Detached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	041600304
Street Address	4765 LUTHER ST
City	RIVERSIDE
State	CA
Zip	92504-2240
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1065
Legal Description	LOT 36 MB 024/097 GRANADA TR 2
Legal Subdivision	GRANADA TR 2
Legal Tract	2
Legal Lot Number	36
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	2
Census Block	2000
Census Tract	31001

Owner

4765 Luther St is owned and occupied by two individuals who bought it in February 2023.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4765 LUTHER ST, RIVERSIDE, CA 92504-2240
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2023	Grant Deed, Transfer · Conventional Mortgage SCHOOLSFIRST FCU
Apr 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2023 · Amount on File
Deed Sale	Feb 14, 2023 · Amount on File
Prior Sale	May 25, 1999
Deed Document Number	202342004
Record Updated	Oct 29, 2026

February 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Feb 14, 2023
Property Address	4765 LUTHER ST, RIVERSIDE, CA 92504-2240
Document Number	0000042004
Map Reference	MB 24 PG 97&98
Instrument Date	Jan 20, 2023
Instrument	2023-0042004
Transaction Type	Transfer
Record Updated	Feb 23, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,518.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4765 LUTHER ST, RIVERSIDE, CA 92504-2240

Mortgage

Document Number	0000042005
Date	Feb 14, 2023
Instrument	2023-0042005

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	4765 LUTHER ST, RIVERSIDE, CA 92504-2240
Transaction Type	Mortgage
Record Updated	May 6, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4765 LUTHER ST, RIVERSIDE, CA 92504-2240

Mortgage

Document Number	0000255363
Date	Apr 23, 2021
Instrument	2021-0255363

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4765 Luther St was $8,032.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Riverside City
Unified School District	Riverside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$732,232 (+2%) Land $95,508 Building $636,724
2025	$8,032.00	$717,876 Land $93,636 Building $624,240
2023	$2,053.00 (+1.89%) Homeowner's exemption	$185,837 Land $60,256 Building $125,581
2022	$2,015.00
2021			$621,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4765 Luther St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4765 Luther St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 302,776 people · EPA ID CA3310031
Water Source	Groundwater influenced by surface water
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: GeoLinks, T-Mobile, Verizon.

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