St. Clair County property record for 4765 Ketchum Rd, Saint Clair, MI 48079
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,468 sqft · built 1974 |
| Lot Size | 2.33 acres (101,495 sqft) |
| Owner | Individual Name on File |
| Last Sale | $223,000 (Oct 2018) |
| Tax Bill | $3,646 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-30-025-3015-100 |
| Primary APN | 74-30-025-3015-100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,468 sqft Living Area |
| 1st Floor Area | 2,468 sqft |
| Basement Area | 2,300 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Ranch |
| Lot Area | 101,495 sqft (2.33 acres) |
| Garage Area | 625 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 4765 KETCHUM RD |
|---|---|
| City | SAINT CLAIR |
| State | MI |
| Zip | 48079-4103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU |
| Legal Description | W 180 FT OF SE FR 1/4 LYING S OF KETCHUM RD 2.33 A FR SEC 25 T5N R16E |
| Legal Range | 16E |
| Legal Township | 05N |
| Legal Section | 25 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ST. CLAIR |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 640200 |
4765 Ketchum Rd is owned and occupied by an individual who bought it in October 2018.
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4765 KETCHUM RD, SAINT CLAIR, MI 48079-4103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN MUTUAL INC |
| Dec 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN MUTUAL INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 10, 2018 · Amount on File |
| Deed Sale | Oct 10, 2018 · Amount on File |
| Deed Document Number | 201822565 |
| Deed Book / Page | 4996 / 536 |
| Prior Transfer Date | Jan 19, 2016 |
| Prior Transfer Doc | 004691/124 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 4765 KETCHUM RD, SAINT CLAIR, MI 48079-4103 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0051660677 |
|---|---|
| Date | Mar 24, 2020 |
| Book Page | 5166/677 |
| Instrument | 2020006946 |
| Name | MICHIGAN MUTUAL INC |
|---|---|
| Type | Mortgage Company |
| Address | PORT HURON, MI 48060 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 4765 KETCHUM RD, SAINT CLAIR, MI 48079-4103 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4765 ICETCHUM RD, SAINT CLAIR, MI 48079 |
| Document Number | 0052820732 |
|---|---|
| Date | Dec 3, 2020 |
| Book Page | 5282/732 |
| Instrument | 2020030658 |
| Name | MICHIGAN MUTUAL INC |
|---|---|
| Type | Mortgage Company |
| Address | PORT HURON, MI 48060 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
The 2025 property tax bill for 4765 Ketchum Rd was $3,646 with a homeowner's exemption, up 2.4% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | St. Clair Township |
| Unified School District | East China School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $185,700 (+5.09%) | $371,400 | |
| 2025 | $3,646.00 (+2.39%) Homeowner's exemption | $176,700 | |
| 2024 | $3,561.00 | $353,400 | |
| 2023 | $161,700 | ||
| 2022 | $3,206.00 | $323,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4765 Ketchum Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Jul 2024 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4765 Ketchum Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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