4765 Howard Pl, Chesapeake Beach, MD 20732 Property Records

Calvert County property record for 4765 Howard Pl, Chesapeake Beach, MD 20732

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,144 sqft · built 1999
Lot Size	0.455 acres (19,839 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Mar 2023)
Tax Bill	$3,658 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage May 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-055341`

Property Details

APN / Parcel Number

Primary APN	`02-055341`
Alternative APNs	`2055341` `055341`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,144 sqft Total Area
Basement Area	938 sqft
Finished Basement	938 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	19,839 sqft (0.455 acres)
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	055341
Street Address	4765 HOWARD PL
City	CHESAPEAKE BEACH
State	MD
Zip	20732-3583
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LT 3R BLK 11 SEC 2 BREEZY POINT
Legal Subdivision	BREEZY POINT BEACH
Legal Block	11
Legal Lot Number	3R
Jurisdiction	CALVERT MD
Township / Civil Division	2, PRINCE FREDERICK
Census Block Group	1
Census Block	1008
Census Tract	860502

Owner

4765 Howard Pl is owned and occupied by two individuals who bought it in March 2023.

Source: Calvert County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4765 HOWARD PL, CHESAPEAKE BEACH, MD 20732-3583
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2023	Deed, Transfer · Conventional Mortgage INTERLINC MORTGAGE SERVICES LLC
May 14, 2021	Intrafamily Transfer, Transfer
Mar 6, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2023 · Amount on File
Deed Sale	Mar 23, 2023 · Amount on File
Prior Sale	Jul 27, 2001 · Amount on File
Deed Book / Page	6413 / 627
Prior Transfer Date	Apr 19, 2021
Prior Transfer Doc	0059610093
Record Updated	Oct 29, 2026

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Mar 23, 2023
Property Address	4765 HOWARD PL, CHESAPEAKE BEACH, MD 20732-3583
Document Number	0064130627
Book / Page	6413 / 627
Map Reference	MB ABB 820 FO 323
Instrument Date	Mar 10, 2023
Transaction Type	Transfer
Record Updated	Apr 21, 2023
Title Company	NOT AVAILABLE, TITLEMAX LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4765 HOWARD PL, CHESAPEAKE BEACH, MD 20732-3583

Mortgage

Document Number	0006413634
Date	Mar 23, 2023
Instrument	6413/634

Lender

Name	INTERLINC MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALVERT MD
Recording Date	May 14, 2021
Property Address	4765 HOWARD PL, CHESAPEAKE BEACH, MD 20732-3583
Document Number	0059610093
Book / Page	5961 / 93
Map Reference	MB ABB 820 FO 323
Instrument Date	Apr 19, 2021
Transaction Type	Transfer
Record Updated	Jun 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4765 HOWARD PL, CHESAPEAKE BEACH, MD 20732-3583

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALVERT MD
Recording Date	Mar 6, 2018
Property Address	4765 HOWARD PL, CHESAPEAKE BEACH, MD 20732-3583
Document Number	0051540265
Book / Page	005154 / 000265
Instrument Date	Feb 8, 2018
Transaction Type	Transfer
Record Updated	Mar 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4765 HOWARD PL CHESAPEAKE BEACH MD 207323583, CHESAPEAKE BEACH, MD 20732-3583

Tax Assessment & Valuation

The 2025 property tax bill for 4765 Howard Pl was $3,658.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$329,400 (+3.45%)	$340,400 (-) Land $109,300 Building $231,100
2025	$3,658.00	$318,400	$340,400 Land $109,300 Building $231,100
2023	$3,009.00	$289,633	$307,400 Land $109,300 Building $198,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4765 Howard Pl in Zone X, an area of minimal flood risk, though there have been 56 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 72 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	72 in force
Nearby Flood Claims	56 (1985–2024)
Claims Outside the SFHA	22 of 56
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Tropical Storm Isaias, Aug 2020 · 2 claims Hurricane Isabel, Sep 2003 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4765 Howard Pl is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 74% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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