4765 E Lake Rd, Burt, NY 14028 Property Records

Niagara County and Wilson Town property record for 4765 E Lake Rd, Burt, NY 14028

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,022 sqft · built 1947
Lot Size	0.9 acres (39,204 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,366 (2026)
Deeds & Mortgages	Mar 2024 Mortgage May 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`294289 13.14-1-25.1`

Property Details

APN / Parcel Number

Primary APN	`294289 13.14-1-25.1`
Alternative APN	`42890130140001025001`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,022 sqft Living Area
1st Floor Area	1,348 sqft
Upper Floors Area	674 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Cape Cod
Exterior Material	Brick
Lot Area	39,204 sqft (0.9 acres)
Lot Dimensions	391 ft deep x 101 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	108 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	4765 E LAKE RD
City	BURT
State	NY
Zip	14028-9759
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRR 150
Legal Subdivision	THE HOLLAND LAND COMPANYS SURVEY
Legal Block	1
Legal Lot Number	25.001
Jurisdiction	NIAGARA NY
Township / Civil Division	WILSON
Census Block Group	1
Census Block	1001
Census Tract	24302

Owner

Source: Niagara County and Wilson Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4765 E LAKE RD, BURT, NY 14028-9759
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2024	Intrafamily Transfer, Transfer · VA Mortgage ROCKET MORTGAGE LLC
May 23, 2023	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Mar 15, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Feb 15, 2019	Deed of Trust, Mortgage · VA Mortgage DEVERE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2024
Deed Sale	Mar 12, 2024
Prior Sale	Jun 9, 2015 · Amount on Record
Deed Document Number	20243767
Prior Transfer Date	Mar 6, 2024
Prior Transfer Doc	0000003767
Record Updated	Oct 29, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NIAGARA NY
Recording Date	Mar 12, 2024
Property Address	4765 E LAKE RD, BURT, NY 14028-9759
Document Number	0000003767
Instrument Date	Mar 6, 2024
Instrument	2024-03767
Transaction Type	Transfer
Record Updated	Apr 23, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4765 E LAKE RD, BURT, NY 14028-9759

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4765 E LAKE RD, BURT, NY 14028-9759

Mortgage

Document Number	0000003768
Date	Mar 12, 2024
Instrument	2024-03768

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NIAGARA NY
Property Address	4765 E LAKE RD, BURT, NY 14028-9759
Transaction Type	Mortgage
Record Updated	Jun 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4765 E LAKE RD, BURT, NY 14028-9759

Mortgage

Document Number	0000007626
Date	May 23, 2023
Instrument	2023-07626

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NIAGARA NY
Property Address	4765 E LAKE RD, BURT, NY 14028-9759
Transaction Type	Mortgage
Record Updated	Jun 3, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4765 E LAKE RD, BURT, NY 14028-9759

Mortgage

Document Number	0000005251
Date	Mar 15, 2021
Instrument	2021-05251

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2051

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NIAGARA NY
Property Address	4765 E LAKE RD, BURT, NY 14028-9759
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002345
Date	Feb 15, 2019
Instrument	2019-02345

Lender

Name	DEVERE MORTGAGE CORP
Type	Mortgage Company
Address	GAINESVILLE, NY 14066

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	317 Months
Due	Jul 1, 2045

Tax Assessment & Valuation

Source: Niagara County and Wilson Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Niagara County
County Subdivision	Wilson Town
Unified School District	Wilson Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,366.00 (-3.26%) Disabled Person's exemption Veteran's exemption
2025	$4,513.00	$115,200 (-) Land $13,900 Building $101,300	$256,000 (+20.02%) Land $30,889 Building $225,111
2023		$115,200 Land $13,900 Building $101,300	$213,300 Land $25,737 Building $187,563

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2017 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILSON TOWN WATER DISTRICT serves 5,993 people · EPA ID NY3100587
Water Source	Purchased surface water from NIAGARA COUNTY WATER DISTRICT
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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