4765 Cottrell Rd, Vassar, MI 48768 Property Records

Tuscola County property record for 4765 Cottrell Rd, Vassar, MI 48768

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,812 sqft · built 1979
Lot Size	0.63 acres (27,443 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,100 (Sep 2017)
Tax Bill	$2,491 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`019-012-300-4000-00`

Property Details

APN / Parcel Number

Primary APN	`019-012-300-4000-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,812 sqft Building Perimeter
1st Floor Area	1,812 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Lot Area	27,443 sqft (0.63 acres)
Garage Area	594 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4765 COTTRELL RD
City	VASSAR
State	MI
Zip	48768-9257
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TUS-12-40 SEC 12 T11N R7E LOT 40 & W 1/2 OF LOT 41 HAINES SUB.
Legal Range	07E
Legal Township	11N
Legal Section	12
Legal Subdivision	HAINES SUB
Legal Lot Number	40-41
Jurisdiction	TUSCOLA MI
Township / Civil Division	TUSCOLA
Census Block Group	1
Census Block	1012
Census Tract	900

Owner

Source: Tuscola County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4765 COTTRELL RD, VASSAR, MI 48768-9257
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage FRANKENMUTH CU
Mar 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage FRANKENMUTH CU
Sep 12, 2017	Warranty Deed, Transfer · VA Mortgage HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2017 · Amount on Record
Deed Sale	Sep 12, 2017 · Amount on Record
Deed Book / Page	1381 / 923
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUSCOLA MI
Property Address	4765 COTTRELL RD, VASSAR, MI 48768-9257
Document Number	0014461016
Instrument Date	Apr 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 9, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4765 COTTRELL RD VASSAR MI 487689257, VASSAR, MI 48768-9257

Mortgage

Document Number	0014461016
Date	May 14, 2020
Book Page	001446/001016

Lender

Name	FRANKENMUTH CU
Type	Credit Union
Address	FRANKENMUTH, MI 48734

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 13, 2035

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUSCOLA MI
Property Address	4765 COTTRELL RD, VASSAR, MI 48768-9257
Document Number	0014440708
Instrument Date	Mar 23, 2020
Transaction Type	Mortgage
Record Updated	May 7, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4765 COTTRELL RD VASSAR MI 487689257, VASSAR, MI 48768-9257

Mortgage

Document Number	0014440708
Date	Apr 13, 2020
Book Page	001444/000708

Lender

Name	FRANKENMUTH CU
Type	Credit Union
Address	FRANKENMUTH, MI 48734

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TUSCOLA MI
Recording Date	Sep 12, 2017
Property Address	4765 COTTRELL RD, VASSAR, MI 48768-9257
Document Number	0001013686
Book / Page	001381 / 000923
Instrument Date	Aug 2, 2017
Instrument	1013686
Transaction Type	Transfer
Record Updated	Aug 25, 2018
Title Company	CROSSROADS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,204.86
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	813 SAGINAW ST VASSAR MI 487681148, VASSAR, MI 48768-1148

Mortgage

Document Number	1013689
Date	Sep 12, 2017
Book Page	001381/000929
Instrument	1013689

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2047

Tax Assessment & Valuation

Source: Tuscola County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Tuscola County
County Subdivision	Tuscola Township
Unified School District	Vassar Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$147,500 (+5.06%)	$295,000 (+5.06%)
2025	$2,491.00 (+29.87%) Homeowner's exemption	$140,400 (+19.39%)	$280,800 (+19.39%)
2023		$117,600	$235,200
2020	$1,918.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1986–2009)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Feb 2009 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Sep 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VASSAR serves 2,697 people · EPA ID MI0006780
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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