4765 Co Rd 71, Centre, AL 35960 Property Records

Cherokee County property record for 4765 Co Rd 71, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,239 sqft · built 2006
Lot Size	0.66 acres (28,750 sqft)
Owner	Individual Name on Record
Last Sale	$124,000 (Apr 2026)
Tax Bill	$1,322 (2026)
Deeds & Mortgages	Apr 2026 Sale Dec 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-14-09-31-0-000-007.005`

Property Details

APN / Parcel Number

Primary APN	`13-14-09-31-0-000-007.005`
Alternative APNs	`ALT APN:1409310000007005` `216566` `26384`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,239 sqft Living Area
1st Floor Area	1,239 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	28,750 sqft (0.66 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	172 sqft

Location & Zoning

Account Number	216566
Street Address	4765 COUNTY ROAD 71
City	CENTRE
State	AL
Zip	35960-7308
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 PLANO SUB BLK A 13/67
Legal Range	09E
Legal Township	10S
Legal Section	31
Legal Subdivision	PLANO SUBDIVISION
Legal Block	A
Legal Lot Number	2
Jurisdiction	CHEROKEE AL
Township / Civil Division	CENTRE
Census Block Group	1
Census Block	1002
Census Tract	955900

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1800 COUNTY ROAD 26, CENTRE, AL 35960-6701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Special Warranty Deed, Transfer RADIAN SETTLEMENT SERVICES INC
Dec 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage ACOPIA LLC
Dec 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage ACOPIA LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2026 · Amount on Record
Deed Sale	Apr 23, 2026 · Amount on Record
Prior Sale	May 7, 2025 · Amount on Record
Deed Document Number	2026243446
Prior Transfer Date	Apr 17, 2025
Prior Transfer Doc	0000238573
Record Updated	Oct 29, 2026

April 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Apr 23, 2026
Property Address	4765 COUNTY ROAD 71, CENTRE, AL 35960-7308
Document Number	0000243446
Instrument Date	Apr 15, 2026
Instrument	2026.243446
Transaction Type	Transfer
Record Updated	May 4, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$12,524.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1800 COUNTY ROAD 26, CENTRE, AL 35960-6701

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	4765 COUNTY ROAD 71, CENTRE, AL 35960-7308
Transaction Type	Mortgage
Record Updated	Feb 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000227280
Date	Dec 9, 2022
Instrument	227280

Lender

Name	ACOPIA LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	132 Months
Due	Jan 1, 2033

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	4765 COUNTY ROAD 71, CENTRE, AL 35960-7308
Transaction Type	Mortgage
Record Updated	Feb 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000227279
Date	Dec 9, 2022
Instrument	227279

Lender

Name	ACOPIA LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,322.00 (+194.43%)
2025	$449.00 Homeowner's exemption	$11,960 (-) Land $880 Building $11,080	$119,600 (-) Land $8,800 Building $110,800
2024	$449.00 (+4.18%) Additional exemption filed	$11,960 (+571.91%) Land $880 Building $11,080	$119,600 (+1,243.82%) Land $8,800 Building $110,800
2023	$431.00 Homeowner's exemption	$1,780 (-84.58%)	$8,900 (-92.28%) Land $8,800 Building $100
2022	$431.00 Homeowner's exemption	$11,540 Land $880 Building $10,660	$115,300 Land $8,800 Building $106,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2009)
Most Recent Claim	Jan 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 82% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Killians Electronics Fixed Wireless	25 / 10
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

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