4765 28th Ct, Vero Beach, FL 32967 Property Records

Indian River County property record for 4765 28th Ct, Vero Beach, FL 32967

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,400 sqft · built 1996
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on Record
Tax Bill	$798 (2025)
Deeds & Mortgages	Dec 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`32-39-22-00004-0050-00013.0`

Property Details

APN / Parcel Number

Primary APN	`32-39-22-00004-0050-00013.0`
Alternative APN	`47742`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,400 sqft Living Area
1st Floor Area	1,400 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	96 ft deep x 50 ft wide
Driveway	Driveway
Driveway Area	540 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	47742
Street Address	4765 28TH CT
City	VERO BEACH
State	FL
Zip	32967-1200
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-10
Legal Description	GIFFORD SCHOOL PARK SUB BLK 5 LOT 13 PBI 3-53
Legal Range	39
Legal Township	32
Legal Section	22
Legal Subdivision	GIFFORD SCHOOL PARK SUB
Legal Block	5
Legal Lot Number	13
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1001
Census Tract	50303

Owner

Source: Indian River County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4765 28TH CT, VERO BEACH, FL 32967-1200
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2004
Deed Sale	Aug 5, 2004
Prior Sale	Jul 18, 1996 · Amount on Record
Deed Document Number	1566556
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	4765 28TH CT, VERO BEACH, FL 32967-1200
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4765 28TH CT, VERO BEACH, FL 32967-1200

Mortgage

Document Number	0033661670
Date	Dec 11, 2020
Book Page	3366/1670
Instrument	3120200075101

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Dec 1, 2060

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$798.00 (+43.01%)	$59,941 (+5.99%)	$184,647 (+2.47%) Land $8,330 Building $176,317
2023	$558.00 (+1.82%)	$56,556 (+3%)	$180,191 (+11.25%) Land $8,330 Building $171,861
2022	$548.00	$54,909	$161,963 Land $7,289 Building $154,674

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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