Nassau County property record for 476494 Middle Rd, Hilliard, FL 32046
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,632 sqft · built 1958 |
| Lot Size | 0.319 acres (13,939 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $517 (2025) |
| Deeds & Mortgages | Feb 2023 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 49-4N-25-4260-0008-0040 |
| Primary APN | 49-4N-25-4260-0008-0040 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,632 sqft Heated Area |
| Gross Area | 2,144 sqft |
| 1st Floor Area | 1,632 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Concrete Block |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 13,939 sqft (0.319 acres) |
| Garage Type | Carport |
| Garage Area | 400 sqft |
| Carport | Carport |
| Carport Area | 380 sqft |
| Porch | Open Porch |
| Porch Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 476494 MIDDLE RD |
|---|---|
| City | HILLIARD |
| State | FL |
| Zip | 32046-6250 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OR |
| Legal Description | BLOCK 8 LOT 4 IN OR 424 PG 790 D OF C TOWN OF KINGS FERRY PB 0/64 |
| Legal Range | 25E |
| Legal Township | 04N |
| Legal Section | 49 |
| Legal Subdivision | KINGS FERRY |
| Legal Block | 8 |
| Legal Lot Number | 4 |
| Jurisdiction | NASSAU FL |
| Township / Civil Division | CALLAHAN-HILLIARD |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 50402 |
476494 Middle Rd is owned and occupied by two individuals who acquired it in May 1984.
Source: Nassau County records, as of January 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 476494 MIDDLE RD, HILLIARD, FL 32046-6250 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 22, 1984 |
| Deed Sale | May 22, 1984 |
| Deed Document Number | 0000424790 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 476494 MIDDLE RD, HILLIARD, FL 32046-6250 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 476494 MIDDLE RD, HILLIARD, FL 32046-6250 |
| Document Number | 0026191007 |
|---|---|
| Date | Feb 15, 2023 |
| Book Page | 2619/1007 |
| Instrument | 202345004509 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.65% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Monthly |
| Index | 6-Month LIBOR |
| Max Rate | 12.6% |
The 2025 property tax bill for 476494 Middle Rd was $517 with a homeowner's exemption, up 0.6% from the year before.
Source: Nassau County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Unified School District | Nassau County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $517.00 (+0.58%) Homeowner's exemption | $71,585 (+2.9%) | $188,720 (+11.37%) Land $32,400 Building $156,320 |
| 2024 | $514.00 (+0.39%) Homeowner's exemption | $69,568 (+3%) | $169,460 (+4.11%) Land $20,160 Building $149,300 |
| 2023 | $512.00 (+11.06%) Homeowner's exemption | $67,542 (+3%) | $162,768 (+17.03%) Land $20,160 Building $142,608 |
| 2022 | $461.00 Homeowner's exemption | $65,575 | $139,086 Land $20,000 Building $119,086 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 476494 Middle Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 24 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 24 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 476494 Middle Rd is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL | 2,000 / 2,000 |
| Sparklight Cable | 1,000 / 50 |
| TDS Telecom DSL | 10 / 1 |
4G LTE (outdoors only), no 5G reported
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