47636 327th St, Elk Point, SD 57025 Property Records

Union County property record for 47636 327th St, Elk Point, SD 57025

Property Summary

Property Type	Single Family Home
Details	5 bd · 1,680 sqft · built 2009
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,572 (2026)
Deeds & Mortgages	Nov 2017 Line of Credit May 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`15.00.31.7035`

Property Details

APN / Parcel Number

Primary APN	`15.00.31.7035`

Interior

Bedrooms	5 Beds
Stories	1 Story
Building Area	1,680 sqft Living Area
Gross Area	1,692 sqft
Basement Area	2,140 sqft
Finished Basement	2,140 sqft
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Wood
Roof Material	Composition Shingle
Lot Area	108,900 sqft (2.5 acres)
Garage Type	Attached
Garage Area	940 sqft
Parking Spaces	4 Parking Spaces
Porch	Covered Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	47636 327TH ST
City	ELK POINT
State	SD
Zip	57025-6801
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HANSON TR 3 IN GOVT LOT 1 SW1/4 (2.50A)
Legal Range	49W
Legal Township	91N
Legal Section	31
Legal Tract	3
Legal Lot Number	1
Legal Unit	1
Jurisdiction	UNION SD
Township / Civil Division	ELK POINT
Census Block Group	1
Census Block	1175
Census Tract	20200

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	47636 327TH ST, ELK POINT, SD 57025-6801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2017	Deed of Trust, Mortgage · Line of Credit FIRST DAKOTA NATIONAL BANK
May 4, 2020	Deed of Trust, Mortgage THE SECURITY NATIONAL BANK OF SIOUX CITY
Apr 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE SECURITY NATIONAL BANK OF SIOUX CITY
Apr 5, 2022	Deed of Trust, Mortgage THE SECURITY NATIONAL BANK OF SIOUX CITY
Oct 10, 2023	Deed of Trust, Mortgage · Closed-End Mortgage TELCO TRIAD COMMUNITY CU
Sep 19, 2025	Deed of Trust, Mortgage · Closed-End Mortgage TELCO TRIAD COMMUNITY CU
Aug 29, 2024	Deed of Trust, Mortgage · Closed-End Mortgage TELCO TRIAD COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	47636 327TH ST, ELK POINT, SD 57025-6801
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00170/0844
Date	Nov 8, 2017
Book Page	170/0844
Instrument	174455

Lender

Name	FIRST DAKOTA NATIONAL BANK
Type	Bank
Address	BERESFORD, SD 57004

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	47636 327TH ST, ELK POINT, SD 57025-6801
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000176/422
Date	May 4, 2020
Book Page	176/422
Instrument	201943

Lender

Name	THE SECURITY NATIONAL BANK OF SIOUX CITY
Type	Bank
Address	SIOUX CITY, IA 51102

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Apr 30, 2035

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	47636 327TH ST, ELK POINT, SD 57025-6801
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000176/370
Date	Apr 21, 2020
Book Page	176/370
Instrument	201758

Lender

Name	THE SECURITY NATIONAL BANK OF SIOUX CITY
Type	Bank
Address	SIOUX CITY, IA 51101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	47636 327TH ST, ELK POINT, SD 57025-6801
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47636 327TH ST, ELK POINT, SD 57025-6801
Investor	Possibly a Property Investor

Mortgage

Document Number	000180/266
Date	Apr 5, 2022
Book Page	180/266
Instrument	220989

Lender

Name	THE SECURITY NATIONAL BANK OF SIOUX CITY
Type	Bank
Address	SIOUX CITY, IA 51102

Agreement

Amount	Amount Recorded

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	47636 327TH ST, ELK POINT, SD 57025-6801
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47636 327TH ST, ELK POINT, SD 57025-6801

Mortgage

Document Number	000182/532
Date	Oct 10, 2023
Book Page	182/532
Instrument	232289

Lender

Name	TELCO TRIAD COMMUNITY CU
Type	Credit Union
Address	SIOUX CITY, IA 51103

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Oct 1, 2030

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	47636 327TH ST, ELK POINT, SD 57025-6801
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47636 327TH ST, ELK POINT, SD 57025-6801

Mortgage

Document Number	000186/592
Date	Sep 19, 2025
Book Page	186/592
Instrument	252178

Lender

Name	TELCO TRIAD COMMUNITY CU
Type	Credit Union
Address	3098 FLOYD BLVD, SIOUX CITY, IA 51108

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2035

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	47636 327TH ST, ELK POINT, SD 57025-6801
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47636 327TH ST, ELK POINT, SD 57025-6801

Mortgage

Document Number	000184/475
Date	Aug 29, 2024
Book Page	184/475
Instrument	241785

Lender

Name	TELCO TRIAD COMMUNITY CU
Type	Credit Union
Address	3098 FLOYD BLVD, SIOUX CITY, IA 51108

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2034

Tax Assessment & Valuation

Source: Union County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	South Dakota
County	Union County
County Subdivision	Elk Point Township
Unified School District	Elk Point-Jefferson School District 61-7 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$5,572.00	$487,667 (-) Land $67,620 Building $420,047
2025	$5,572.00 (+1.03%)	$487,667 (+11.51%) Land $67,620 Building $420,047
2024	$5,515.00 (+5.73%)
2023	$5,216.00 (+15.09%)	$437,322 Land $48,300 Building $389,022
2022	$4,532.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	12 (2011–2024)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Jun 2024 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Jun 2024 · 3 claims Severe Storms, Tornadoes, And Flooding, Jun 2014 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 85% of South Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY RWS/SOUTH UNION private · serves 1,447 people · EPA ID SD4602185
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Midco Fixed Wireless	100 / 20
Nextlink Fixed Wireless	10 / 1
CenturyLink DSL	10 / 1

May also be available: Long Lines Metro, T-Mobile.

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