476315 E 855 Rd, Stilwell, OK 74960 Property Records

Adair County property record for 476315 E 855 Rd, Stilwell, OK 74960

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,216 sqft · built 1999
Lot Size	4.32 acres (188,179 sqft)
Owner	2 Individual Names on Record
Last Sale	$85,000 (Mar 2024)
Tax Bill	$281 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Mar 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0000-15-015-026-0-039-00`

Property Details

APN / Parcel Number

Primary APN	`0000-15-015-026-0-039-00`
Alternative APN	`3050`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,216 sqft Living Area
Gross Area	1,280 sqft
1st Floor Area	1,280 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2001
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	188,179 sqft (4.32 acres)
Garage Type	Carport
Garage Area	187 sqft
Carport	Carport
Carport Area	187 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	320 sqft
Deck Area	160 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3050
Street Address	476315 E 855 RD
City	STILWELL
State	OK
Zip	74960-4662
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	IP
Legal Description	A PORTION OF NE NW SW AND ALL THAT PART OF NW NE SW LYING N OF CO RD
Legal Range	26E
Legal Township	15N
Legal Section	15
Jurisdiction	ADAIR OK
Township / Civil Division	STILWELL EAST
Census Block Group	4
Census Block	4015
Census Tract	377000

Owner

Source: Adair County records, as of February 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	476315 E 855 RD, STILWELL, OK 74960-4662
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2024	Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK
Mar 12, 2024	Warranty Deed, Transfer · Conventional Mortgage ARVEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2024 · Amount on Record
Deed Sale	Mar 12, 2024 · Amount on Record
Prior Sale	Dec 17, 1999
Deed Document Number	2024664
Deed Book / Page	618 / 714
Prior Transfer Date	Mar 11, 2024
Prior Transfer Doc	000618/714
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAIR OK
Property Address	476315 E 855 RD, STILWELL, OK 74960-4662
Transaction Type	Mortgage
Record Updated	May 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000618/736
Date	Mar 12, 2024
Book Page	618/736
Instrument	I-2024-000665

Lender

Name	ARVEST BANK
Type	Bank
Address	PO BOX 399, LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2029
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	9%
Index	1-Year CMT
Margin	3
Max Rate	12%

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAIR OK
Recording Date	Mar 12, 2024
Property Address	476315 E 855 RD, STILWELL, OK 74960-4662
Document Number	000618/714
Book / Page	618 / 714
Instrument Date	Mar 11, 2024
Instrument	I-2024-000664
Transaction Type	Transfer
Record Updated	May 9, 2024

Transaction

Tax	$127.50
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

Mortgage

Document Number	I2024000665
Date	Mar 12, 2024
Instrument	I-2024-000665

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	9%
Index	1-Year CMT
Margin	3
Max Rate	12%

Tax Assessment & Valuation

Source: Adair County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Adair County
Unified School District	Stilwell Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$281.00 (+4.07%) Homeowner's exemption	$4,865 (+3.03%) Land $1,090 Building $3,775	$91,650 (-3.1%) Land $23,275 Building $68,375
2024	$270.00 (+3.85%) Homeowner's exemption	$4,722 (+2.99%) Land $1,058 Building $3,664	$94,580 (-) Land $23,275 Building $71,305
2023	$260.00 Homeowner's exemption	$4,585 Land $1,022 Building $3,563	$94,580 Land $23,275 Building $71,305

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 74% of Oklahoma
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADAIR CO RWD #4 serves 1,025 people · EPA ID OK3000107
Water Source	Purchased surface water from STILWELL
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OzarksGo Fiber	2,500 / 2,500

Cell Coverage

5G (outdoors only) and 4G LTE

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