4762 Trails End Rd, Denver, NC 28037 Property Records

Lincoln County property record for 4762 Trails End Rd, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 3,337 sqft · built 1997
Lot Size	0.685 acres (29,839 sqft)
Owner	2 Individual Names on File
Last Sale	$999,000 (May 2017)
Tax Bill	$6,667 (2026)
Deeds & Mortgages	Nov 2025 Line of Credit Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4615-06-5906`

Property Details

APN / Parcel Number

Primary APN	`4615-06-5906`
Alternative APNs	`461509065906` `262725` `57328`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,337 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	29,839 sqft (0.685 acres)
Boat Access	Boat Access
Boat House	600 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	262725
Street Address	4762 TRAILS END RD
City	DENVER
State	NC
Zip	28037-9414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-SF
Legal Description	1 LITTLE CREEK LANDING
Legal Subdivision	LITTLE CRK LNDG
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	3
Census Block	3003
Census Tract	71203

Owner

4762 Trails End Rd is owned and occupied by two individuals who bought it in May 2017.

Source: Lincoln County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4762 TRAILS END RD, DENVER, NC 28037-9414
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Deed of Trust, Mortgage · Line of Credit BLUEHARBOR BANK
Feb 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 26, 2017	Warranty Deed, Transfer PRIMARY CAP MTG
Feb 13, 2017	Deed of Trust, Mortgage · Line of Credit COMMUNITYONE BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2017 · Amount on File
Deed Sale	May 26, 2017 · Amount on File
Prior Sale	Oct 17, 2012 · Amount on File
Deed Document Number	2017563355
Deed Book / Page	2668 / 534
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	4762 TRAILS END RD, DENVER, NC 28037-9414
Transaction Type	Mortgage
Record Updated	Dec 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4762 TRAILS END RD, DENVER, NC 28037-9414

Mortgage

Document Number	0003456172
Date	Nov 17, 2025
Book Page	3456/172
Instrument	702095

Lender

Name	BLUEHARBOR BANK
Type	Bank
Address	MOORESVILLE, NC 28117

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	4762 TRAILS END RD, DENVER, NC 28037-9414
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3008395
Date	Feb 19, 2021
Book Page	3008/395
Instrument	625604

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	May 26, 2017
Property Address	4762 TRAILS END RD, DENVER, NC 28037-9414
Document Number	2668534
Book / Page	002668 / 000534
Instrument Date	May 26, 2017
Instrument	563355
Transaction Type	Transfer
Record Updated	Feb 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,998.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4762 TRAILS END RD DENVER NC 280379414, DENVER, NC 28037-9414

Mortgage

Document Number	2668536
Date	May 26, 2017
Book Page	002668/000536
Instrument	563356

Lender

Name	PRIMARY CAP MTG
Type	Mortgage Company
Address	CHARLOTTE, NC 28217

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 25, 2047

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	4762 TRAILS END RD, DENVER, NC 28037-9414
Document Number	2650472
Book / Page	002650 / 000472
Instrument Date	Feb 13, 2017
Transaction Type	Mortgage
Record Updated	Mar 28, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN EQUITY LOAN SVC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4762 TRAILS END RD DENVER NC 280379414, DENVER, NC 28037-9414

Mortgage

Document Number	2650472
Date	Mar 6, 2017
Book Page	002650/000472
Instrument	559664

Lender

Name	COMMUNITYONE BK NA
Type	Bank
Address	CORNELIUS, NC 28031

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 4762 Trails End Rd was $6,667.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,667.00	$1,071,958 Land $424,590 Building $647,368	$1,071,958 Land $424,590 Building $647,368
2023	$6,583.00	$1,071,958 Land $424,590 Building $647,368	$1,071,958 Land $424,590 Building $647,368

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4762 Trails End Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4762 Trails End Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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