4760 Boulder Ln, Lorain, OH 44053 Property Records

Lorain County property record for 4760 Boulder Ln, Lorain, OH 44053

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,688 sqft · built 2020
Owner	Individual Name on File
Last Sale	$265,349 (Nov 2020)
Tax Bill	$1,405 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Aug 2020 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`02-03-005-103-061`

Property Details

APN / Parcel Number

Primary APN	`02-03-005-103-061`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,688 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	4760 BOULDER LN
City	LORAIN
State	OH
Zip	44053-1664
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CORNERSTONE FARMS SUB NO 2 50.00 X 120.00
Legal Subdivision	CORNERSTONE FARMS SUB
Legal Lot Number	43
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	2
Census Block	2023
Census Tract	97202

Owner

4760 Boulder Ln is owned and occupied by an individual who bought it in November 2020.

Source: Lorain County records, as of March 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4760 BOULDER LN, LORAIN, OH 44053-1664
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2022	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
Aug 31, 2020	Deed of Trust, Mortgage · Line of Credit WILMINGTON TR NA
Sep 4, 2020	Grant Deed, Construction Loan · Line of Credit WILMINGTON TR NA
Aug 7, 2020	Grant Deed, Transfer FRENCH CRK TITLE AGENCY LIMITED, FRENCH CRK TITLE AGENCY LTD
Nov 24, 2020	Grant Deed, Subdivision Related Transfer · FHA Mortgage PARAMOUNT RESID'L MTG
Dec 1, 2019	Deed of Trust, Mortgage · Line of Credit OSTER THOMAS J LIVING TR (LT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2020 · Amount on File
Deed Sale	Nov 24, 2020 · Amount on File
Prior Sale	Aug 7, 2020 · Amount on File
Deed Document Number	2020007340
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	4760 BOULDER LN, LORAIN, OH 44053-1664
Transaction Type	Mortgage
Record Updated	Apr 26, 2024
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4760 BOULDER LN, LORAIN, OH 44053-1664

Mortgage

Document Number	0000882212
Date	Jul 7, 2022
Instrument	2022-0882212

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 15, 2032

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	4760 BOULDER LN, LORAIN, OH 44053-1664
Document Number	0000777356
Instrument Date	Aug 31, 2020
Transaction Type	Mortgage
Record Updated	Sep 24, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	90 MATAWAN RD MATAWAN NJ 077472623, MATAWAN, NJ 07747-2623

Mortgage

Document Number	0000777356
Date	Sep 4, 2020
Instrument	777356

Lender

Name	WILMINGTON TR NA
Address	RODNEY SQ N, WILMINGTON, DE 19890

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	24 Months
Due	Sep 3, 2022

Interest

Rate Type	Adjustable Rate

September 2020: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Sep 4, 2020
Property Address	4760 BOULDER LN, LORAIN, OH 44053-1664
Document Number	0000777357
Instrument Date	Aug 31, 2020
Instrument	777357
Transaction Type	Construction Loan
Record Updated	Sep 24, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	90 MATAWAN RD #5TH MATAWAN NJ 077472623, 5TH, MATAWAN, NJ 07747-2623

Mortgage

Document Number	0000777357
Date	Sep 4, 2020
Instrument	777357

Lender

Name	WILMINGTON TR NA
Address	246 GOOSE LN # 105, GUILFORD, CT 06437-2186

Agreement

Type	Line of Credit

Interest

Rate Type	Adjustable Rate

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Aug 7, 2020
Property Address	4760 BOULDER LN, LORAIN, OH 44053-1664
Document Number	0000772995
Instrument Date	Aug 4, 2020
Instrument	772995
Transaction Type	Transfer
Record Updated	Aug 18, 2020
Title Company	FRENCH CRK TITLE AGENCY LIMITED, FRENCH CRK TITLE AGENCY LTD

Transaction

Amount	Amount on Record
Tax	$412.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3296 COLUMBIA RD RICHFIELD OH 442869622, RICHFIELD, OH 44286-9622

November 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Nov 24, 2020
Property Address	4760 BOULDER LN, LORAIN, OH 44053-1664
Document Number	0000790403
Instrument Date	Jun 1, 2020
Instrument	790403
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 2, 2020
Title Company	CARDINAL HOPE EXAM COMPANY, CARDINAL HOPE EXAM CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4760 BOULDER LN LORAIN OH 440531664, LORAIN, OH 44053-1664

Mortgage

Document Number	790404
Date	Nov 24, 2020
Instrument	790404

Lender

Name	PARAMOUNT RESID'L MTG
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 23, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	4760 BOULDER LN, LORAIN, OH 44053-1664
Document Number	0000750987
Instrument Date	Dec 1, 2019
Transaction Type	Mortgage
Record Updated	Mar 17, 2020
Title Company	EXAMCO TITLE SERVICES, EXAMCO TITLE SVCS

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0000750987
Date	Feb 28, 2020
Instrument	750987

Lender

Name	OSTER THOMAS J LIVING TR (LT)

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4760 Boulder Ln was $1,405.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Amherst Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,405.00	$113,260 (+280.71%) Land $29,750 Building $83,510	$323,610 (+280.72%) Land $85,000 Building $238,610
2024	$1,405.00 (+53.05%)	$29,750 (+90.45%) Land $29,750	$85,000 (+90.45%) Land $85,000
2023	$918.00 (+24.39%)	$15,621 (+0.01%) Land $15,621	$44,630 Land $44,630
2022	$738.00	$15,620 Land $15,620
2021			$44,630 Land $44,630

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4760 Boulder Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4760 Boulder Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Breezeline, Verizon.

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