4760 4th Street Loop NE, Saint Cloud, MN 56304 Property Records

Benton County property record for 4760 4th Street Loop NE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	0.239 acres (10,438 sqft)
Owner	Individual Name on File
Last Sale	$329,500 (Sep 2021)
Tax Bill	$5,440 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Sep 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`17.01883.00`

Property Details

APN / Parcel Number

Primary APN	`17.01883.00`

Exterior

Architectural Style	Multi-Family
Lot Area	10,438 sqft (0.239 acres)

Location & Zoning

Street Address	4760 4TH STREET LOOP NE
City	SAINT CLOUD
State	MN
Zip	56304-4673
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-33 TWP-036 RANGE-030 WATERS EDGE AT DON LAKE LOT-004 BLOCK-007 ASSOCIATION YES COMMON EL NO
Legal Range	030
Legal Township	036
Legal Section	33
Legal Subdivision	WATERS EDGE AT DON LAKE
Legal Block	7
Legal Lot Number	4
Jurisdiction	BENTON MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2071
Census Tract	20300

Owner

Source: Benton County assessment roll, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4760 4TH STREET LOOP NE, SAINT CLOUD, MN 56304-4673
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Warranty Deed, Subdivision Related Transfer · FHA Mortgage ENVOY MORTGAGE LTD
Sep 27, 2021	Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 27, 2021 · Amount on Record
Deed Sale	Sep 27, 2021 · Amount on Record
Prior Sale	Sep 27, 2021 · Amount on Record
Deed Document Number	2021455560
Record Updated	Sep 20, 2026

September 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Sep 27, 2021
Property Address	4760 4TH STREET LOOP NE, SAINT CLOUD, MN 56304-4673
Document Number	0000455560
Instrument Date	Sep 20, 2021
Instrument	455560
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 19, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,087.35
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4760 4TH STREET LOOP NE, SAINT CLOUD, MN 56304-4673

Mortgage

Document Number	0000455561
Date	Sep 27, 2021
Instrument	455561

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BENTON MN
Recording Date	Sep 27, 2021
Property Address	4760 4TH STREET LOOP NE, SAINT CLOUD, MN 56304-4673
Document Number	0000455559
Instrument Date	Sep 16, 2021
Instrument	455559
Transaction Type	Transfer
Record Updated	Sep 19, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$59.40
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 230698, PORTLAND, OR 97281-0698

Tax Assessment & Valuation

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	St. Cloud City
Unified School District	Sauk Rapids-Rice Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,440.00 (+24.26%) Homeowner's exemption	$345,900 (+4.31%) Land $60,000 Building $285,900	$345,900 (+4.31%) Land $60,000 Building $285,900
2023	$4,378.00	$331,600 Land $45,000 Building $286,600	$331,600 Land $45,000 Building $286,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 29, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Lumen Technologies DSL	140 / 20

May also be available: T-Mobile USA.

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