4760 115th Rd, Elm Creek, NE 68836 Property Records

Buffalo County property record for 4760 115th Rd, Elm Creek, NE 68836

Property Summary

Property Type	Rural Home
Details	2,878 sqft · built 1995
Lot Size	46.2 acres (2,016,392 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,280 (2025)
Deeds & Mortgages	Jan 2021 Construction Loan Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4600720005506`

Property Details

APN / Parcel Number

Primary APN	`4600720005506`
Alternative APNs	`3421-32-0-00402-000-0000` `460072000`

Interior

Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,878 sqft Total Area
1st Floor Area	2,878 sqft
Basement Area	930 sqft
Unfinished Basement	240 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	2,016,392 sqft (46.2 acres)
Garage Type	Mixed
Garage Area	2,184 sqft
Driveway	Concrete Driveway
Parking Spaces	8 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	84 sqft
Shed	1 Shed
Shed Area	288 sqft
Utility Building	1,620 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	4600720005506
Street Address	4760 115TH RD
City	ELM CREEK
State	NE
Zip	68836-7571
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AGRICULTUR
Legal Description	32-10-18 PT E1/2 SE1/4 (15.44 AC)
Legal Range	18
Legal Township	10
Legal Section	32
Jurisdiction	BUFFALO NE
Township / Civil Division	19
Census Block Group	2
Census Block	2076
Census Tract	969000

Owner

4760 115th Rd, a rural home, is owned and occupied by two individuals.

Source: Buffalo County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4760 115TH RD, ELM CREEK, NE 68836-7571
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2021	Deed of Trust, Mortgage · Construction Mortgage FIVE POINTS BANK
Oct 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIVE POINTS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	4760 115TH RD, ELM CREEK, NE 68836-7571
Transaction Type	Mortgage
Record Updated	Feb 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202100372
Date	Jan 14, 2021
Instrument	2021-00372

Lender

Name	FIVE POINTS BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	132 Months
Due	Dec 12, 2021

Interest

Rate Type	Fixed Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	4760 115TH RD, ELM CREEK, NE 68836-7571
Transaction Type	Mortgage
Record Updated	Feb 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202107637
Date	Oct 15, 2021
Instrument	2021-07637

Lender

Name	FIVE POINTS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4760 115th Rd was $5,280.

Source: Buffalo County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Buffalo County
Unified School District	Elm Creek Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$493,980 (+4.41%) Land $52,175 Building $441,805	$507,024 (+7.17%) Land $65,219 Building $441,805
2025	$5,280.00	$473,120 Land $49,305 Building $423,815	$473,120 Land $49,305 Building $423,815
2023	$5,921.00	$400,980 Land $38,835 Building $362,145	$400,980 Land $38,835 Building $362,145

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4760 115th Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective October 24, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4760 115th Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Nebraska
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
ATCJET.NET Fixed Wireless	200 / 40
Rise Broadband Fixed Wireless	50 / 10
CenturyLink DSL	40 / 3
T-Mobile Fixed Wireless	25 / 3

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