476 Wilson St, Bumpass, VA 23024 Property Records

Louisa County property record for 476 Wilson St, Bumpass, VA 23024

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,906 sqft · built 2003
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,430,000 (Dec 2025)
Tax Bill	$11,095 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`46G1 1 26`

Property Details

APN / Parcel Number

Primary APN	`46G1 1 26`
Alternative APNs	`20278` `19569`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,906 sqft Living Area
1st Floor Area	1,906 sqft
Basement Area	1,906 sqft
Finished Basement	1,906 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Type	Mixed
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	208 sqft
Deck Area	409 sqft
Patio Area	440 sqft
Shed	1 Shed
Shed Area	240 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	19569
Street Address	476 WILSON ST
City	BUMPASS
State	VA
Zip	23024-4723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	CUCKOO'S NEST SUBD PB 8/612 LOT 26 SEC I DB 2056/652 .967 AC
Legal Subdivision	CUCKOO'S NEST SUBD
Legal Lot Number	26
Jurisdiction	LOUISA VA
Township / Civil Division	CUCKOO
Census Block Group	2
Census Block	2005
Census Tract	950101

Owner

Source: Louisa County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11259 CENTER HARBOR RD, RESTON, VA 20194-1320
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Bargain and Sale Deed, Transfer · Conventional Mortgage CITIBANK NA
Mar 16, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2025 · Amount on Record
Deed Sale	Dec 31, 2025 · Amount on Record
Prior Sale	Mar 16, 2021 · Amount on Record
Deed Document Number	202512055
Deed Book / Page	2056 / 652
Record Updated	Oct 29, 2026

December 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LOUISA VA
Recording Date	Dec 31, 2025
Property Address	476 WILSON ST, BUMPASS, VA 23024-4723
Document Number	002056/652
Book / Page	2056 / 652
Map Reference	MB 8 PG 612-616
Instrument Date	Dec 23, 2025
Instrument	202500012055
Transaction Type	Transfer
Record Updated	Feb 2, 2026
Title Company	DOMINION CAPITAL TITLE LLC, DOMINION CAPITAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$770.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11259 CENTER HARBOR RD, RESTON, VA 20194-1320

Mortgage

Document Number	0002056656
Date	Dec 31, 2025
Instrument	2056/656

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Jan 1, 2036
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.1%
Index	SOFR Average 90-Day
Max Rate	10.1%

March 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LOUISA VA
Recording Date	Mar 16, 2021
Property Address	476 WILSON ST, BUMPASS, VA 23024-4723
Document Number	1745/26
Book / Page	1745 / 26
Map Reference	MB 8 PG 612-616
Instrument Date	Mar 10, 2021
Instrument	202100003024
Transaction Type	Transfer
Record Updated	May 19, 2022
Title Company	RL TITLE AND ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$935.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	174530
Date	Mar 16, 2021
Instrument	1745/30

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,658,379 (+7.62%) Land $468,800 Building $1,189,579	$1,658,379 (+7.62%) Land $468,800 Building $1,189,579
2025	$11,095.00 (+11.96%)	$1,541,000 (+22.71%) Land $468,800 Building $1,072,200	$1,541,000 (+22.71%) Land $468,800 Building $1,072,200
2024	$9,910.00 (+81.34%)
2023		$1,255,800 Land $386,300 Building $869,500
2022	$5,465.00		$1,255,800 Land $386,300 Building $869,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Wilson St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures