Hernando County property record for 476 Tierra Dr, Spring Hill, FL 34609
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,463 sqft · built 2016 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Trust Name on File |
| Last Sale | $231,900 (Sep 2016) |
| Tax Bill | $2,519 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Apr 2017 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | R34-223-18-1636-0000-0040 |
| Primary APN | R34-223-18-1636-0000-0040 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,463 sqft Living Area |
| 1st Floor Area | 2,462 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Area | 590 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 360 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 1,575 sqft |
| Patio Area | 77 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 01675280 |
|---|---|
| Street Address | 476 TIERRA DR |
| City | SPRING HILL |
| State | FL |
| Zip | 34609-2120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CROWN POINTE LOT 4 |
| Legal Range | 18E |
| Legal Township | 23S |
| Legal Section | 34 |
| Legal Subdivision | CROWN POINTE |
| Legal Lot Number | 4 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 40906 |
476 Tierra Dr is owner-occupied and held in a trust since September 2016.
Source: Hernando County records, as of December 10, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Co-owner | 2 Co-owners on File |
| Mailing Address | 476 TIERRA DR, SPRING HILL, FL 34609-2120 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 24, 2022 | Deed of Trust, Mortgage · Line of Credit CAPITAL CITY BANK |
| Apr 28, 2017 | Deed of Trust, Mortgage · Commercial Mortgage BRANNEN BANK |
| Apr 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CAPITAL CITY HOME LOANS LLC |
| Deed Names | 4 Names on Deed |
|---|---|
| Last Sale | Sep 19, 2016 · Amount on File |
| Deed Sale | Sep 19, 2016 · Amount on File |
| Prior Sale | Apr 1, 2015 · Amount on File |
| Deed Document Number | 0033961633 |
| Deed Book / Page | 3396 / 1633 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 476 TIERRA DR, SPRING HILL, FL 34609-2120 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 476 TIERRA DR, SPRING HILL, FL 34609-2120 |
| Document Number | 0041751007 |
|---|---|
| Date | May 24, 2022 |
| Book Page | 4175/1007 |
| Instrument | 2022040910 |
| Name | CAPITAL CITY BANK |
|---|---|
| Type | Bank |
| Address | TALLAHASSEE, FL 32302 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jun 10, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 476 TIERRA DR, SPRING HILL, FL 34609-2120 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0034641349 |
|---|---|
| Date | Apr 28, 2017 |
| Book Page | 3464/1349 |
| Instrument | 2017024252 |
| Name | BRANNEN BANK |
|---|---|
| Type | Bank |
| Address | INVERNESS, FL 34451 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 24, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 476 TIERRA DR, SPRING HILL, FL 34609-2120 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Title Company | ALL PERFORMANCE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0038321371 |
|---|---|
| Date | Apr 23, 2020 |
| Book Page | 3832/1371 |
| Instrument | 2020025253 |
| Name | CAPITAL CITY HOME LOANS LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | LAWRENCEVILLE, GA 30043 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
The 2025 property tax bill for 476 Tierra Dr was $2,519 with an additional exemption.
Source: Hernando County assessment roll, as of October 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,519.00 Additional exemption filed | $215,957 | $534,470 Land $46,574 Building $487,896 |
| 2023 | $203,354 Land $203,354 | ||
| 2022 | $2,487.00 | $544,563 Land $46,574 Building $497,989 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 476 Tierra Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 476 Tierra Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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