476 Summit Dr, Orange Park, FL 32073 Property Records

Clay County property record for 476 Summit Dr, Orange Park, FL 32073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,887 sqft · built 1999
Lot Size	0.389 acres (16,975 sqft)
Owner	2 Individual Names on File
Last Sale	$218,000 (Aug 2016)
Tax Bill	$2,211 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-04-25-007865-006-07`

Property Details

APN / Parcel Number

Primary APN	`03-04-25-007865-006-07`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,887 sqft Heated Area
Gross Area	2,720 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,975 sqft (0.389 acres)
Garage Area	462 sqft

Exterior Amenities

Pool Area	450 sqft
Porch	Porch
Porch Area	251 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	476 SUMMIT DR
City	ORANGE PARK
State	FL
Zip	32073-7626
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE
Legal Description	LOT 7 OLDE SUTTON FOREST AS REC O R 3892 PG 1296
Legal Range	25
Legal Township	04
Legal Section	03
Legal Subdivision	OLDE SUTTON FOREST
Legal Lot Number	7
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	3
Census Block	3000
Census Tract	30206

Owner

476 Summit Dr is owned and occupied by two individuals who bought it in August 2016.

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	476 SUMMIT DR, ORANGE PARK, FL 32073-7626
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Dec 9, 2019	Grant Deed, Transfer · Conventional Mortgage GOLDMAN SACHS MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2016 · Amount on File
Deed Sale	Aug 31, 2016 · Amount on File
Prior Sale	Aug 20, 2010 · Amount on File
Deed Document Number	2016043081
Deed Book / Page	3892 / 1296
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	476 SUMMIT DR, ORANGE PARK, FL 32073-7626
Transaction Type	Mortgage
Record Updated	Oct 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	476 SUMMIT DR, ORANGE PARK, FL 32073-7626

Mortgage

Document Number	0047541339
Date	Sep 7, 2023
Book Page	4754/1339
Instrument	2023045054

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Sep 5, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLAY FL
Recording Date	Dec 9, 2019
Property Address	476 SUMMIT DR, ORANGE PARK, FL 32073-7626
Document Number	0042580207
Book / Page	004258 / 000207
Instrument Date	Nov 25, 2019
Instrument	65124
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,858.30
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5001 PLAZA ON THE LK #200 AUSTIN TX 787461053, 200, AUSTIN, TX 78746-1053
Investor	Possibly a Property Investor

Mortgage

Document Number	42581025
Date	Dec 9, 2019
Book Page	004258/001025
Instrument	65126

Lender

Name	GOLDMAN SACHS MTG
Type	Mortgage Company
Address	NEW YORK, NY 10282

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 476 Summit Dr was $2,211 with exemptions applied.

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,211.00 Homeowner's exemption Disabled Person's exemption	$190,121	$337,403 Land $45,000 Building $292,403
2023	$2,372.00 (+5.33%) Homeowner's exemption Disabled Person's exemption	$179,382 (+3%)	$318,928 (+19.03%) Land $45,000 Building $273,928
2022	$2,252.00 Homeowner's exemption Disabled Person's exemption	$174,158	$267,942 Land $40,000 Building $227,942

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 476 Summit Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 476 Summit Dr is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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