Flagler County property record for 476 Stirling Bridge Dr, Ormond Beach, FL 32174 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2023 |
| Square Footage | 2,813 sqft Heated Area |
| Lot Size | 10,650 sqft (0.244 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $819,000 (2025) |
| Tax Bill | $10,006.00 (2025) |
| Primary APN | 09-13-31-5120-2AF09-0190 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,813 sqft Heated Area |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Stucco Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,650 sqft (0.244 acres) |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Street Address | 476 STIRLING BRIDGE DR |
|---|---|
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-1523 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PLANTATION BAY SEC 2A-F, UNIT 9 MB 40 PG 39 LOT 19 |
| Legal Subdivision | PLANTATION BAY |
| Legal Lot Number | 19 |
| Legal Unit | 9 |
| Jurisdiction | FLAGLER FL |
| Minor Civil Division | BUNNELL |
| Census Blockgroup | 3 |
| Census Block | 3006 |
| Census Tract | 60207 |
Source: Flagler County records · APN 09-13-31-5120-2AF09-0190
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 476 STIRLING BRIDGE DR, ORMOND BEACH, FL 32174-1523 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 04, 2025 | Warranty Deed, Transfer PIONEER TITLE COMPANY, PIONEER TITLE SERVICES LLC |
| Oct 05, 2023 | Special Warranty Deed, Transfer · Conventional Mortgage BMO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 04, 2025 · Amount on Record |
| Deed Sale | Nov 04, 2025 · Amount on Record |
| Prior Sale | Oct 05, 2023 · Amount on Record |
| Deed Doc Number | 2025045166 |
| Deed Book / Page | 3004 / 482 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Nov 04, 2025 |
| Property Address | 476 STIRLING BRIDGE DR, ORMOND BEACH, FL 32174-1523 |
| Document Number | 0030040482 |
| Book / Page | 3004 / 482 |
| Map Reference | MB 40 PG 39-45 |
| Instrument Date | Oct 30, 2025 |
| Instrument | 2025045166 |
| Transaction Type | Transfer |
| Record Updated | Dec 02, 2025 |
| Title Company | PIONEER TITLE COMPANY, PIONEER TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,733.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2351 N WILLIAMSON BLVD APT 10101, 10101, DAYTONA BEACH, FL 32117-5905 |
| Name | Verified Name |
|---|---|
| Address | 476 STIRLING BRIDGE DR, ORMOND BEACH, FL 32174-1523 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Oct 05, 2023 |
| Property Address | 476 STIRLING BRIDGE DR, ORMOND BEACH, FL 32174-1523 |
| Document Number | 0028170765 |
| Book / Page | 2817 / 765 |
| Map Reference | MB 40 PG 39-45 |
| Instrument Date | Sep 28, 2023 |
| Instrument | 2023043448 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2024 |
| Title Company | SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HLDG CO LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,524.70 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 476 STIRLING BRIDGE DR, ORMOND BEACH, FL 32174-1523 |
| Document Number | 0002817766 |
|---|---|
| Date | Oct 05, 2023 |
| Instrument | 2817/766 |
| Name | BMO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.62% |
| Type Change Date | Oct 01, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.6% |
| Max Rate | 11.6% |
Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Unified School District | Flagler County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,006.00 (-17.21%) Homeowner's exemption | $751,351 (+2.9%) | $816,595 (+6.3%) Land $86,000 Building $730,595 |
| 2024 | $12,086.00 (+285.27%) Homeowner's exemption | $730,176 (+749.04%) | $768,176 (+793.23%) Land $86,000 Building $682,176 |
| 2023 | $3,137.00 (+0.67%) | $86,000 (-) Land $86,000 | $86,000 (-) Land $86,000 |
| 2022 | $3,116.00 | $86,000 Land $86,000 | $86,000 Land $86,000 |
Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 71% of the US · above 54% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 324 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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