476 Sandy Cir, Milton, PA 17847 Property Records

Northumberland County property record for 476 Sandy Cir, Milton, PA 17847

Property Summary

Property Type	Single Family Home
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Tax Bill	$4,165 (2026)
Deeds & Mortgages	Apr 2021 Line of Credit May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`062-03-023-038`

Property Details

APN / Parcel Number

Primary APN	`062-03-023-038`

Exterior

Lot Area	14,810 sqft (0.34 acres)

Location & Zoning

Street Address	476 SANDY CIR
City	MILTON
State	PA
Zip	17847-7782
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.335 AC
Jurisdiction	NORTHUMBERLAND PA
Township / Civil Division	WEST CHILLISQUAQUE
Census Block Group	2
Census Block	2032
Census Tract	80400

Owner

476 Sandy Cir is owned and occupied by an individual who acquired it in May 2022.

Source: Northumberland County records, as of April 3, 2026

Owner of Record	Individual Name on File
Mailing Address	476 SANDY CIR, MILTON, PA 17847-7782
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Deed of Trust, Mortgage · Line of Credit SERVICE 1ST FCU
May 17, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage SERVICE 1ST FCU
Mar 12, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 17, 2022
Transfer Doc	003181/784
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHUMBERLAND PA
Property Address	476 SANDY CIR, MILTON, PA 17847-7782
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003081/638
Date	Apr 20, 2021
Book Page	3081/638
Instrument	202106463

Lender

Name	SERVICE 1ST FCU
Type	Credit Union
Address	DANVILLE, PA 17821

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	156 Months
Due	Apr 19, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NORTHUMBERLAND PA
Recording Date	May 17, 2022
Property Address	476 SANDY CIR, MILTON, PA 17847-7782
Document Number	003181/784
Book / Page	3181 / 784
Map Reference	MB 56 PG 19-29
Instrument Date	May 11, 2022
Instrument	202208114
Transaction Type	Transfer
Record Updated	Aug 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	476 SANDY CIR, MILTON, PA 17847-7782

Mortgage

Document Number	0202208115
Date	May 17, 2022
Instrument	202208115

Lender

Name	SERVICE 1ST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Jun 1, 2027
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	Other
Margin	3
Max Rate	7.75%

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	NORTHUMBERLAND PA
Recording Date	Mar 12, 2021
Property Address	476 SANDY CIR, MILTON, PA 17847-7782
Document Number	003071/364
Book / Page	3071 / 364
Map Reference	MB 56 PG 19-39
Instrument Date	Mar 11, 2021
Instrument	202104113
Transaction Type	Transfer
Record Updated	Aug 11, 2023

Transaction

Amount	Amount on Record
Tax	$479.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	476 SANDY CIR, MILTON, PA 17847-7782

Tax Assessment & Valuation

The 2026 property tax bill for 476 Sandy Cir was $4,165.

Source: Northumberland County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Northumberland County
County Subdivision	West Chillisquaque Township
Unified School District	Milton Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,165.00	$35,240 Land $2,460 Building $32,780
2024	$3,741.00	$35,240 (-) Land $2,460 Building $32,780
2023	$3,741.00	$35,240 Land $2,460 Building $32,780
1972			$35,240 Land $2,460 Building $32,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 476 Sandy Cir in Zone X, an area of minimal flood risk, though there have been 131 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 9, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 43 policies
Nearby Flood Policies	43 in force
Nearby Flood Claims	131 (1979–2018)
Claims Outside the SFHA	17 of 131
Most Recent Claim	Jul 2018 · river or lake flooding
Claims by Event	Tropical Storm Lee, Sep 2011 · 41 claims Tropical Depression Ivan, Sep 2004 · 37 claims Severe Storms And Flooding, Jan 1996 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 476 Sandy Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PA AMERICAN WHITE DEER private · serves 30,209 people · EPA ID PA4490023
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Service Electric Cable TV Cable	2,000 / 200
Verizon Fixed Wireless	300 / 20
PA.net Fixed Wireless · not low latency	200 / 50
River Valley Internet Fixed Wireless	100 / 50
SkyPacket Fixed Wireless	100 / 20

May also be available: Susquehanna Broadband.

Nearby Properties on Sandy Cir

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