476 S Lower Chord Rd, Vail, AZ 85641 Property Records

Pima County property record for 476 S Lower Chord Rd, Vail, AZ 85641

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,601 sqft · built 2007
Lot Size	0.159 acres (6,930 sqft)
Owner	Individual Name on File
Last Sale	$316,700 (Oct 2026)
Tax Bill	$2,682 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Jun 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`305-28-4260`

Property Details

APN / Parcel Number

Primary APN	`305-28-4260`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,601 sqft Living Area
1st Floor Area	1,601 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Frame/Wood
Roof Material	Tile
Lot Area	6,930 sqft (0.159 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	476 S LOWER CHORD RD
City	VAIL
State	AZ
Zip	85641-2812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP
Legal Description	OASIS SANTA RITA LOT 73
Legal Range	15E
Legal Township	17S
Legal Section	13
Legal Subdivision	OASIS SANTA RITA
Legal Lot Number	73
Jurisdiction	PIMA AZ
Township / Civil Division	TUCSON
Census Block Group	2
Census Block	2021
Census Tract	4126

Owner

476 S Lower Chord Rd is owned and occupied by an individual who bought it in October 2026.

Source: Pima County records, as of October 22, 2026

Owner of Record	Individual Name on File
Mailing Address	476 S LOWER CHORD RD, VAIL, AZ 85641-2812
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2026	Warranty Deed, Transfer · VA Mortgage PROSPERITY HOME MORTGAGE
Jun 17, 2026	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE AGENCY
Aug 6, 2021	Warranty Deed, Transfer · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP
Feb 25, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2026 · Amount on File
Deed Sale	Oct 9, 2026 · Amount on File
Prior Sale	Jun 17, 2026 · Amount on File
Deed Document Number	2026426
Prior Transfer Date	Feb 13, 2020
Prior Transfer Doc	0000560116
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIMA AZ
Recording Date	Oct 9, 2026
Property Address	476 S LOWER CHORD RD, VAIL, AZ 85641-2812
Document Number	0000000426
Instrument Date	Oct 9, 2026
Instrument	2026282426
Transaction Type	Transfer
Record Updated	Oct 21, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	476 S LOWER CHORD RD, VAIL, AZ 85641-2812

Mortgage

Document Number	0000000427,
Date	Oct 9, 2026
Instrument	2026282427

Lender

Name	PROSPERITY HOME MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2056

Interest

Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIMA AZ
Recording Date	Jun 17, 2026
Property Address	476 S LOWER CHORD RD, VAIL, AZ 85641-2812
Document Number	0000000590
Instrument Date	Jun 17, 2026
Instrument	2026590
Transaction Type	Transfer
Record Updated	Jun 26, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	4007 E PARADISE FALLS DR, 125, TUCSON, AZ 85712-6703
Investor	Possibly a Property Investor

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIMA AZ
Recording Date	Aug 6, 2021
Property Address	476 S LOWER CHORD RD, VAIL, AZ 85641-2812
Document Number	0002180984
Map Reference	MB 59 PG 50
Instrument Date	Aug 3, 2021
Instrument	20212180984
Transaction Type	Transfer
Record Updated	Jul 18, 2022
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8707 E SAGUARO VIEW PL, 8707, VAIL, AZ 85641-6544

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	476 S LOWER CHORD RD, VAIL, AZ 85641-2812

Mortgage

Document Number	0002180985
Date	Aug 6, 2021
Instrument	20212180985

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PIMA AZ
Recording Date	Feb 25, 2020
Property Address	476 S LOWER CHORD RD, VAIL, AZ 85641-2812
Document Number	0000560116
Map Reference	MB 59 PG 50
Instrument Date	Feb 13, 2020
Instrument	20200560116
Transaction Type	Transfer
Record Updated	Jul 18, 2022
Title Company	SERVICELINK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	476 S LOWER CHORD RD, VAIL, AZ 85641-2812

Mortgage

Document Number	0000560117
Date	Feb 25, 2020
Instrument	20200560117

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 476 S Lower Chord Rd was $2,682.

Source: Pima County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Pima County
Unified School District	Vail Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$19,143	$251,448
2025	$2,682.00
2024		$25,679	$256,793
2023	$2,492.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 476 S Lower Chord Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 476 S Lower Chord Rd is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 54% of Arizona
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TUCSON WATER CORONA DE TUCSON serves 10,217 people · EPA ID AZ0410169
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Simply Bits Fixed Wireless	100 / 30
T-Mobile Fixed Wireless	100 / 20
Hawk Networks Fixed Wireless	100 / 20

May also be available: AT&T, Bluespan Wireless, Verizon.

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