Anne Arundel County property record for 476 Ruth Rd, Arnold, MD 21012
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,237 sqft · built 1973 |
| Lot Size | 0.349 acres (15,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $380,000 (Aug 2019) |
| Tax Bill | $5,654 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Mar 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-890-08745950 |
| Primary APN | 03-890-08745950 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,237 sqft Living Area |
| 1st Floor Area | 1,604 sqft |
| Basement Area | 633 sqft |
| Finished Basement | 633 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 15,200 sqft (0.349 acres) |
| Pool Area | 512 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Account Number | 89008745950 |
|---|---|
| Street Address | 476 RUTH RD |
| City | ARNOLD |
| State | MD |
| Zip | 21012-1241 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LT 14 BK B WEST MAGOTHY MANOR |
| Legal Subdivision | WEST MAGOTHY MANOR |
| Legal Block | B |
| Legal Lot Number | 14 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 731105 |
476 Ruth Rd is owned and occupied by an individual who bought it in August 2019.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 476 RUTH RD, ARNOLD, MD 21012-1241 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 29, 2026 | Deed of Trust, Mortgage · Partial Claim Mortgage NATIONSTAR MORTGAGE LLC |
| Mar 22, 2022 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Aug 19, 2019 | Grant Deed, Transfer · FHA Mortgage MR COOPER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 19, 2019 · Amount on File |
| Deed Sale | Aug 19, 2019 · Amount on File |
| Prior Sale | May 17, 2013 · Amount on File |
| Deed Book / Page | 33472 / 33 |
| Prior Transfer Date | Aug 8, 2019 |
| Prior Transfer Doc | 0334720033 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 476 RUTH RD, ARNOLD, MD 21012-1241 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2026 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 476 RUTH RD, ARNOLD, MD 21012-1241 |
| Document Number | 0420310308 |
|---|---|
| Date | Jan 29, 2026 |
| Book Page | 42031/308 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | Partial Claim Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 313 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 476 RUTH RD, ARNOLD, MD 21012-1241 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2023 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 476 RUTH RD, ARNOLD, MD 21012-1241 |
| Document Number | 0385070321 |
|---|---|
| Date | Mar 22, 2022 |
| Book Page | 38507/321 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Aug 19, 2019 |
| Property Address | 476 RUTH RD, ARNOLD, MD 21012-1241 |
| Document Number | 0334720033 |
| Book / Page | 033472 / 000033 |
| Instrument Date | Aug 8, 2019 |
| Transaction Type | Transfer |
| Record Updated | Sep 5, 2019 |
| Title Company | ARMOUR SETTLEMENT SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $380.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 476 RUTH RD ARNOLD MD 210121241, ARNOLD, MD 21012-1241 |
| Document Number | 334720042 |
|---|---|
| Date | Aug 19, 2019 |
| Book Page | 033472/000042 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 18, 2049 |
The 2025 property tax bill for 476 Ruth Rd was $5,654, up 4.5% from the year before.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $493,733 (+4.81%) | $516,400 (-) Land $258,600 Building $257,800 | |
| 2025 | $5,654.00 (+4.47%) | $471,067 | $516,400 Land $258,600 Building $257,800 |
| 2024 | $5,412.00 (+15.37%) | ||
| 2023 | $4,691.00 | $429,600 | $448,400 Land $258,600 Building $189,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 476 Ruth Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 31 individual policies |
| Nearby Flood Policies | 65 units insured incl. 34 condo units |
| Nearby Flood Claims | 31 (1979–2024) |
| Claims Outside the SFHA | 5 of 31 |
| Most Recent Claim | Jan 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 476 Ruth Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber | 980 / 880 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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